Joe Lombardi
Branch Manager & Loan Officer | NMLS ID #1730862
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe was great! He was always available to answer any questions and made this process smooth and easy!
I had worked with a couple people to try and refinance my home. But Joe got me the best deal and always responded quickly to my questions. I will work with him in the future and plan on referring him to everyone I know who needs his help.
As a first time home buyer everything was new and the most important thing I wanted was someone I could trust. Joe was there every step of the way and helped educate me about the whole mortgage process. I'm glad I chose his services and would...
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Joe was a tremendous help! He was always quick to pickup the phone and answer any questions we had! Definitely recommend him!
Joe made this process super easy and was always available to answer questions. I would definitely use Joe again!
Working with Joe was ideal. He guided us through the refinance process with ease. He answered any questions we had and was by our side each step of the way.
Joe was extremely attentive throughout the refinancing process. He kept me informed every step of the way. I had a far better experience with Joe and Tidewater than iv had in the past with other providers. Thanks Joe!
Joe was a huge help from beginning to end. He answered all of our questions and made the refinancing process very easy. I will be recommending him to all of our friends and family for their mortgage and refinance needs.
Joe has helped me now with two separate mortgages, my initial one when I bought my house and my refinance. He has made each experience go extremely smoothly. He was always readily available for any questions that I had, and even has helped...
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I have refinanced a lot. This was by bar the smoothest and easiest it has ever been. Will definitely be doing business again!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Branch Manager Loan OfficerNov 17th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #1730862
- Licensed in FL, NJ
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)