

Joe Lombardi
Branch Manager & Loan Officer | NMLS ID #1730862

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Joe was great to work with and he always was available to answer our many questions. He was pleasant and knowledgable. We would recommend Joe to everyone because he is so kind and he is always eager to help. Joe and his team at Tidewater will...
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I have been working with Joe since November 2019, when we started our journey looking for a house. The home buying process can be tough but he helps make it as easy as possible. We just closed on our first home, and we highly recommend giving...
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Go ahead and stop your search, Joe is the broker you’re looking for! He is extremely knowledgeable, will get you the best deal possible and makes the process incredibly easy. We had some obstacles to overcome the week of closing and he was...
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Joe was amazing to work with! Being a first time home owner, I had so many questions that he was able to answer immediately . He is truly dedicated to his job and shows true passion. He is so committed to his clients that he will respond to...
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Joe was so helpful durning my refinance process. Before choosing Joe I was in contact with a few others and Joe stood out because he answered my emails right away! Any questions I had no matter the time of day he was always available to discuss....
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Joe answered all my questions no matter how silly they were. This was my first time buying home and he made sure he walked me through every step of the way. Made the home buying process as easy as can be. Thank you for all the amazing help...
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Joe was always there for us every step of way.
Always available, always helpful
Joe made the purchase of my first home as smooth as he could. I had a great experience working with him!
Joe was very responsive to all my calls and texts .. He helped me find the lowest rates I could on my second home and was able to knock me down to a 15yr mortgage, saving 13 years. Very helpful and informative. I would definitely recommend...
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Joe's the real deal. My entire refinancing experience was streamlined, efficient, professional, and most important - pleasant. He's there through the entire way. He cuts through any clutter with ease. As this being my first refinance of a property,...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Branch Manager Loan OfficerNov 17th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #1730862
- Licensed in FL, NJ
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)