Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe answered my questions and helped make this an easy experience.
tough file, Joe does an amazing job
Joe and team were very easy to talk to and worked with me in getting all of my paperwork in even In a difficult time of social distancing.
Joe was very helpful and knowledgeable and explained everything i needed to know about the process. He made it a very smooth and easy for me.
Midwest made my loan experience easy and everyone was great to work with.
very helpful and quick to respond to any concerns I had along the way.
Joe is incredibly helpful and is immediately available to answer any question I or my clients may have.
The portal kept sending me emails requesting items I thought were already taken care of. The portal needs to be fixed to send accurate information. In addition, we were not notified that the type of loan changed-our realtor knew, but we did...
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Communication regarding what type of loan was lacking (0% or USDA vs. Conventional). The loan portal on the website wasn't updating the status of our loan. The whole process lack a personal touch; we felt just like a number.
Working with Joe is always a smooth transaction. He provides constant communication and great service. He is my #1 choice when referring clients to a Lender!
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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