Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Communication could of been better.
As expected there were a few obstacles to overcome and they were all handled!! Always with optimism and a positive outlook. Very appreciated as it can be stressful!! Overall a pleasant experience
Everything was handled incredibly fast. Joe and my accountant did all the work. I have several properties and would only go to Joe for financing now.
Joe got us a great Interest rate! Every part of getting a Loan for a second home was easy!
We are considering using him for a refinance as well because of the interest rates.
Joe Lochmann made it great for me because he was totally on top of things through the whole process. I always felt that he would take care of any issues that came up and he did. Anything I asked him for he provided. Even though the situation...
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Joe was great! He answered all our questions and beat out everyone else for rates! He was super responsive to all my texts and made this process smooth and painless. We will definitely recommend him to all our friends in the market for a new...
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Joe is a hardworker, he explained everything to me. Joe is GREAT at what he does , he has made my dream of buying a home a REALITY, it has changed my family's life. I THANK YOU SO MUCH JOE!!!! YOU ROCK!!!!!!!
Joe and his team made the closing process practically stress free.
First, Joe actually answered his phone which is very rare these days. Second he was very helpful answering my questions and getting back to me when he did not have an immediate answer.
I am recommending Midwest to everyone I speak to.
Joe is great to work with.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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