Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe was great! He answered all our questions and beat out everyone else for rates! He was super responsive to all my texts and made this process smooth and painless. We will definitely recommend him to all our friends in the market for a new...
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Joe is a hardworker, he explained everything to me. Joe is GREAT at what he does , he has made my dream of buying a home a REALITY, it has changed my family's life. I THANK YOU SO MUCH JOE!!!! YOU ROCK!!!!!!!
Joe and his team made the closing process practically stress free.
First, Joe actually answered his phone which is very rare these days. Second he was very helpful answering my questions and getting back to me when he did not have an immediate answer.
I am recommending Midwest to everyone I speak to.
Joe is great to work with.
Great service at competitive origination fee.
Although the huge number of applications made it difficult for bankers to give a specific timeline, Joe kept communication lines open. He was especially helpful communicating about last-minute changes for the closing. I also liked the online...
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Joe was easy to work with and got the loan closed.
It was often times hard to contact anyone at the bank. I would have to contact my relator and have him contact the bank.
Joe Lochmann
181–190 of 298
About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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