Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Smooth online experience
We were kept informed of next steps and what was needed through the entire process. Team was always responsive and pleasant.
Joe worked with me while I was stationed overseas. Made the process easier with me being overseas
Joe worked hard to get me a loan when I wasn’t sure it was possible. He was honest and upfront and he went the extra mile to get me to the finish line on time. I would 100% recommend him to all my friends and family.
Knowledgeable about loan products and finds creative ways to make things happen.
Joe was great! I am a fellow LO and I know I was high maintenance but closing a Florida non-warrantable condo on time is no easy task. He met all expectations.
I had difficulty with previous lenders who seemed to be looking for all the ways a deal couldn't work out. I had some unusual circumstances with student loan balances and military pay, and Joe seemed determined to find a way to make it work....
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Communication thank you
Joe made it great. He was very informative and anytime we had a question he was always available to answer it. When he received any info he would let us know immediately. So great to work with him.
he was an insignificant part of the process. I don't know why he was even inserted as my L O, a commission position, when I had already been an in house account. I had to get all of my info from Traci or Rebecca. No value added.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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