
Joe Kersey
Senior Mortgage Banker

My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Joe Kersey was very helpful before during and after the purchase and despite my struggle keeping up with emails he kept me updated and answered all of my q quickly and in a way I could easily understand
Reply from Joe Kersey
May 29th, 2025 02:32 PM
Anthony, I hope you were able to get all moved into your new home and get settled in. Your first payment on the mortgage with VHDA is coming due on June 1st. Don't hesitate to reach out with any questions.
Joe and his team met all our needs and helped lead us through the unknown parts of the process.
Reply from Joe Kersey
May 29th, 2025 02:34 PM
Sam, hope you and Tammy are getting settled into you new home in NC and plans to get your old house on the market are on track. Don't hesitate to reach out with any questions. God Bless.
Very helpful, especially given the tight turn around. Very glad Joe was able to take care of everything in a timely manner.
Reply from Joe Kersey
April 17th, 2025 06:10 PM
Thanks Jacob. I will be in touch about your first payment. As mentioned you will have until June 15th to make your first payment. Safe travels on your deployment.
Had an amazing experience with Joe, thanks for making things easy and understandable
Reply from Joe Kersey
April 17th, 2025 06:11 PM
Bill hope everything is straight now wtih you insurance . Let me know if you have any questions regarding your monthly payment. Pleasure working with you.
! Everything went so smoothly I am truly grateful and blessed! Thank you!!
Reply from Joe Kersey
April 17th, 2025 06:13 PM
Khristi, almost two months since you closed. Hope you are enjoying you new home. Don't hesitate to reach out if you need anything.
Joe continuously kept me informed & notified! Always pleasant & kind! Thank you for a great experience!
Reply from Joe Kersey
January 24th, 2025 02:31 PM
Congrats again on your new home! What a blessing that you are able to help raise your new grandson. Don't hesitate to reach out with any questions.
Thank you so much! Your entire team was amazing!!
Reply from Joe Kersey
January 20th, 2025 02:56 PM
Thanks Jessica. I know it was a long journey from when you first started but you worked hard to improve your credit and positioned yourself to purchase a brand new home for you and your family and to start building wealth for your future. Congrats...
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Quality customer service...
Reply from Joe Kersey
April 17th, 2025 06:14 PM
It's been almost five months since you closed. Hope you are doing well. Don't hesitate to reach out with any questions.
Joe and his team made the entire process quick and easy to purchase!
Reply from Joe Kersey
September 5th, 2025 02:07 PM
I'm glad to hear that the process felt quick and easy for you, Justin. It was a pleasure working with you, and I'm pleased that my team and I could assist you effectively through your purchase. If there's anything more I can do for you in the...
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Very easy and smooth process!
Reply from Joe Kersey
September 5th, 2025 02:08 PM
Thank you so much for your kind words! We're thrilled to hear you had a great experience and truly appreciate your support. Looking forward to serving you again soon!
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.