
Joe Kersey
Senior Mortgage Banker

My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Joe was wonderful and answered all of our questions (even the silly ones). He made our first time home-buying experience as easy as possible!
Reply from Joe Kersey
August 20th, 2025 07:12 PM
Katherine, Thank you so much for the kind words! No question is ever silly, and I’m so glad I could help make your first home-buying experience as smooth as possible. It was a pleasure working with you, and if you ever need anything in the...
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I felt like you guys did a good job of communicating what you need from me and were receptive to questions.
Reply from Joe Kersey
August 21st, 2025 07:19 PM
Thanks so much for your kind words! We're really glad you felt supported and that communication was clear. It was great working with you!
They answer every question, recommend us tip on what to do to help us booster our credit. we're there every step of the process, giving us updates. It was a really great experience .
Reply from Joe Kersey
August 21st, 2025 07:22 PM
Thank you so much for the kind words! I'm really glad we could support you every step of the way and help guide you through the credit-building process. It means a lot to hear you had a great experience!
Working with Joe Kersey was an incredible experience from start to finish! From the very beginning, Joe came highly recommended and now we know exactly why. As a retired Navy veteran, I truly appreciate professionalism, efficiency, and clear...
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Reply from Joe Kersey
August 21st, 2025 07:21 PM
Thank you so much for the kind words—it truly means a lot! It was an honor to work with you and your wife, and I’m grateful for the trust you placed in me. I'm so glad we could make the process smooth, stress-free, and memorable. Helping you...
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Super informative and helpful. Will definitely be back whenever I decide to purchase another home.
Reply from Joe Kersey
August 21st, 2025 07:22 PM
Thank you! I'm so glad you found the process helpful and informative. I'd be honored to work with you again whenever you're ready for your next home!
Quick, easy process from start to finish! Thank you!
Reply from Joe Kersey
August 21st, 2025 07:23 PM
Thank you! I’m glad everything went smoothly and quickly for you. It was a pleasure working together!
Great service and very responsive. Thanks!
Reply from Joe Kersey
August 21st, 2025 07:22 PM
Thank you so much! I really appreciate your kind words. It was a pleasure working with you, and I’m glad I could be responsive and provide the service you needed. Always here if you need anything in the future!
From start to finish, Joe and his team were exceptional to work with. Joe always answered any question we had in a timely manner. We could not be happier with the service provided.
Reply from Joe Kersey
May 29th, 2025 02:26 PM
Thanks Nicole and Kelly. Was a pleasure working with you. Excited to know that you are working on your real estate license. Good luck getting settled into your new home.
Response time via email and phone were both prompt and quicker than expected
Reply from Joe Kersey
May 29th, 2025 02:27 PM
Mike, glad your were able to find the home that you wanted. Good luck getting all moved in. Don't hesitate to reach out with any questions.
Joe made the process very easy for me. He was very pleasant to work with he was always on top of everything. He kept us updated through emails and phone from start to completion.
Reply from Joe Kersey
May 29th, 2025 02:30 PM
Dan, was a pleasure working with you. I know you and Susan are glad to have your own space but still close to the kids and grandkids. Don't hesitate to reach out with any questions.
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.