
Joe Kersey
Senior Mortgage Banker

My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Joe was very helpful and explained everything to us along our way and broke everything down to where we understood everything, very nice guy ❤
Reply from Joe Kersey
October 4th, 2023 03:47 PM
Andrea, so excited to see what you do with the new house. Don't hesitate to reach out with any mortgage questions and will continue to monitor rates to determine a good time to refinance.
Joe was very communicative and helpful through the entire process.
Reply from Joe Kersey
October 4th, 2023 03:48 PM
Thanks Rachel. Wishing you and Eric a great fall and holiday season in your new home.
Joe and his team were great! Made us feel comfortable with the whole process of buying a house. They are very knowledgeable, helpful and made you feel like family.
Reply from Joe Kersey
October 1st, 2023 04:43 PM
Chris, so glad it all came together. Can't wait to see what you do with the property. Congrats on your new home!
Joe and his team were very responsive and very professional. They made our home purchasing experience very easy. Would definitely recommend them to friends and family.
Joe was outstanding in his professional and customer service
Reply from Joe Kersey
September 23rd, 2023 02:54 PM
Glad it worked out for you and the family. Let me know once you have it rented.
Joe and his team did a phenomenal job ensuring that my best interests were taken care of. Communication from the team to me as a client is the greatest part of the experience. This is not the first time that I have been a client with them....
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Reply from Joe Kersey
August 21st, 2023 01:19 PM
Tim, so glad we got your family into a new home. Will monitor rates and when they drop enough, will certainly let you know. See you at the next Marable Realty event.
Joe made the process easy, stress free and provided an incredible personal approach. His responsiveness and dedication throughout the process was extremely valuable to me and my family. I look forward to using Atlantic Bay and Joe in the future....
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Reply from Joe Kersey
August 11th, 2023 01:29 PM
Vinny, congrats again on closing on your new home. Don't hesitate to reach out with any finance questions. Good luck on getting all settled into your new home and becoming a landlord at the condo. Let me know if you were able to get in touch...
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I had the best customer service experience. Joe worked hard and and step by step with you. Atlantic Bay Mortgage company.
Thank you so much.
Reply from Joe Kersey
July 27th, 2023 02:10 PM
Chris, so happy for you and your family and that you were able to get out of your apartment and into a new home. Appreciate all your efforts to improve your score and pay down debt to make this a reality. If you have any mortgage questions,...
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Joe helped my family every step of the way. We know we were not the only clients he was working with at the time, however he made us feel like we were. Joe helped our family move across the country, and for that we will forever be thankful....
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Reply from Joe Kersey
July 26th, 2023 06:51 PM
Thanks Cindy. Wishing you and Koby a great first school year in Hampton Roads. Hope to see you and your lovely family at Steve's client appreciation events this fall. Don't hesitate to reach out with any loan questions.
Great communication! So helpful!
Thank you!
Reply from Joe Kersey
July 26th, 2023 07:07 PM
Koby, so glad it all worked out. A little tricky at the end to get your score up and contract but you closed on time and got a lower monthly payment. Good luck in school this year. Don't hesitate to reach out if you need anything.
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.