Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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You and your team were awesome. I really appreciate you going over every document with me at closing!
Reply from Joe Kersey
December 28th, 2023 06:56 PM
Justin, hope you had a nice Christmas and have had a chance to get settled into your new home. Will continue to monitor interest rates for you and will reach out once they have come down enough to make sense refinancing. Happy New Year.
Joe kept me aware of everything the entire time and made me feel completely at ease throughout the loan process. Thanks again Joe to you and your entire team.
Smooth sailing the entire way!
Reply from Joe Kersey
December 28th, 2023 06:57 PM
Thanks Ann. Hope you and Louis had a nice Christmas and wishing you both a Happy New Year.
Thanks to Joe, Tera and the entire Atlantic Bay team! The original closing date was 12/15, and in coordination with the sellers, realtors and lenders, Joe’s team was able to get us seamlessly through closing a whole 1.5 weeks ahead of time,...
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Reply from Joe Kersey
December 28th, 2023 06:58 PM
Louis, hope you and Ann had a nice Christmas and wishing you a Happy New Year. Will keep in touch and let you know when rates drop enough to look at refinancing.
Happy to have been able to provide a proactive letter from Veteran to assist with a possible MPR correction request. Great communication and thanks for being able to close 9 days earlier than initially agreed.
Reply from Joe Kersey
December 13th, 2023 06:32 PM
Eric, pleasure working with you on this transaction. Glad we got it done to accommodate your sellers being able to close on their new home sooner as well. Best regards,.
Great experience! Second to none attention to detail and communication!
Reply from Joe Kersey
December 8th, 2023 03:16 PM
Noah, pleasure working with you. While it took a little longer to pull it all together than expected, closed on time and you can start a new chapter in your life now.
wonderful communication
Reply from Joe Kersey
December 7th, 2023 09:37 PM
Thanks Dayla. Glad we got to the finish line on time. Looking forward to working together in 2024. Best regards.
From beginning to end the transaction was smooth. Communication was amazing. Recommendations were wonderful. How got us the best rate and even recommended things so we had less cash at the closing table.
Reply from Joe Kersey
December 7th, 2023 02:46 PM
So glad we were able to make this all come together for Christian. Looking forward to seeing the house once you have it all fixed up. Don't hesitate to reach out with any questions.
Joe was kept us up to date during the whole process. Was very happy and would recommend Joe to anyone seeking a mortgage loan
The team kept us updated the whole time and things went really smooth
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.