Joe Garon
Sales Manager/Loan Officer | NMLS 2140825
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financi... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 7 PM
Sat
9 AM to 7 PM
Sun
9 AM to 7 PM
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Reviews from Web
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Reply from Joe Garon
August 26th, 2024 06:29 PM
Thank you for the great review!
Joe made the whole lending experience seamless and handled all of the challenges like the real pro that he is. I never heard about an issue during the process, without a well thought out solution that he was already ready to put into action!...
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Reply from Owner
August 26th, 2024 06:30 PM
I appreciate the glowing endorsement! We work hard to ensure all of our clients have a positive experience.
Joe Garon has received a review with 5 star rating from Joseph C
Reply from Owner
August 26th, 2024 06:29 PM
Thank you for the great review!
Joe was excellent to work with. He listened to us, never pressured us into anything, and took time to explain the details of the loan process that were more difficult for me to grasp. Great turnaround time for communication as well. 10/10 for...
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Reply from Owner
January 9th, 2026 09:52 AM
We're so happy to hear you loved our service! Your kind words mean the world to us. Please don't hesitate to reach out if you need anything else.
Joe was excellent to work with. He listened to us, never pressured us into anything, and took time to explain the details of the process that were more difficult for me to grasp. Great turnaround time for communication as well. 10/10 for us....
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Reply from Joe Garon
August 26th, 2024 06:31 PM
Thank you for choosing our team! We look forward to serving you again in the future.
Joe explained everything without a lot of industry jargon, which helped us understand things well. He was responsive, a clear communicator and kind throughout the whole process. It was a fantastic first time home buying experience.
Reply from Joe Garon
August 26th, 2024 06:33 PM
It's great to know the extra effort I put into ensuring the whole process is explained thoroughly is appreciated! I hope you enjoy your first home, we look forward to serving you again in the future.
Fantastic first time home buying experience. Joe was easy to work with, has great communication, and possesses a can do attitude that is very reassuring when moving through the home buying process. 10/10
Reply from Owner
January 9th, 2026 09:52 AM
Our goal is to provide exceptional service, and your review tells us we're on the right track. Thank you for taking the time to share your positive experience!
He took great care of my clients
Reply from Joe Garon
August 26th, 2024 06:34 PM
I appreciate the feedback Jay. We strive to provide excellent service to all of our clients.
Very helpful throughout the whole process. Would work with him again!
Reply from Owner
January 9th, 2026 09:52 AM
Thank you Alpha, I'm looking forward to working with you again as well!
Very helpful throughout the whole process. Would work with him again!
Reply from Owner
January 9th, 2026 09:52 AM
Thank you Alpha, I'm looking forward to working with you again as well!
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About
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financing solutions with Embrace Home Loans. A Different Approach to Lending I believe a mortgage is more than just a transaction â it's a critical component of your long-term financial health. My philosophy is to act as your financial advisor, not just a loan officer. I take an inquisitive and customized approach to every client. Contact Joe today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home purchase financing
Second home financing
Investment property financing
Cash out refinacing
Refinance to lower interest rate or payment
Real estate and tax strategy planning
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Positions
- Embrace Home Loans - Loan Officer May 10th, 2021 - Current
Memberships
- Northern Virginia Association of Realtors
- BNI - Business Forum of Fairfax
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 2140825
- Virginia
- Maryland
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Achievements
- Completed Masters of Business Administration from Georgetown
Hobbies
- Cooking
- Baking
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.