Joe Garon
Sales Manager/Loan Officer | NMLS 2140825
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financi... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 7 PM
Sat
9 AM to 7 PM
Sun
9 AM to 7 PM
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Reviews from Web
Great communicator and always looking for the best interest of clients. Thank you Joe!
Reply from Joe Garon
August 26th, 2024 06:34 PM
I appreciate the favorable review Aman!
Mr. Garon was very patience as we navigated through our home buying process. His dedication and knowledge helped us through the underwriting and closing process. We recommend him to all who are looking for a Great loan officer!
Reply from Owner
January 9th, 2026 09:52 AM
Thank you Tondrille! I appreciate the review.
Joe Garon is a very professional and knowledgeable loan officer. My time with him when purchasing a home helped me a lot to understand the whole process. He was able to get me the best competitive rate @3.25% . After the home purchase he still...
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Reply from Owner
January 9th, 2026 09:52 AM
Thank you for your review Osei! I look forward to assisting you in the future.
Joe, has been a tremendous help in my journey to becoming a homeowner, he has given me an unwavering support in the process and has connected me with the right people in the business.If someone is interested in the first home buying experience...
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Reply from Owner
January 9th, 2026 09:52 AM
Thank you Dawit and congratulations again on achieving home ownership!
I worked with Joe Garon who was amazing! He was available all hours of the day, knowledgeable and always had documentation we needed. Our experience would not have been the same without him. He went above and beyond by communicating with our...
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Reply from Owner
January 9th, 2026 09:52 AM
I appreciate the kind review Gabrielle! It was a pleasure to work with your family.
I couldn't have asked for a better home buying experience, and it's all thanks to Joe the Mortgage Pro. I feel like Joe really took the time to understand my financial situation, outlining all the different financing options for my home, and...
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Reply from Owner
March 18th, 2024 05:59 PM
Thank you for choosing to work with our team! We hope to help you again when it's time to buy your next dream home.
Joe is great at communication, and gave us lots of option and helped us find the ones best for us. He made the home-buying experience much less stressful than it might have been.
Reply from Joe Garon
February 26th, 2024 02:44 PM
Thank you for the feedback Amanda. It was a pleasure to work with you. We wish yo many happy years in your new home!
I experienced Joe to be very professional, extremely nice and always available for his agents and clients.
Reply from Joe Garon
February 15th, 2024 08:50 PM
I sincerely appreciate your kind words and 5-star review, Aman. My primary goal is to be available and supportive to all my clients throughout the loan process. I'm glad to hear that you found me to be professional and approachable. Your feedback...
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Joe went above and beyond throughout the entire experience. He was always available to price out numbers, explain documentation and send me anything I requested. My home buying experience would not have been the same without his customer service....
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Reply from Joe Garon
January 24th, 2024 03:02 PM
I enjoyed working with you. Thanks for the great feedback.
Joe was there when I needed him most. He was able to go over many options that would work best for me and my immediate needs. Will use in the future again! TY for your level of expertise an commitment.
Reply from Joe Garon
January 18th, 2024 03:36 PM
Thank you for trusting me with your business! I look forward to working with you many times in the future!
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About
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financing solutions with Embrace Home Loans. A Different Approach to Lending I believe a mortgage is more than just a transaction â it's a critical component of your long-term financial health. My philosophy is to act as your financial advisor, not just a loan officer. I take an inquisitive and customized approach to every client. Contact Joe today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home purchase financing
Second home financing
Investment property financing
Cash out refinacing
Refinance to lower interest rate or payment
Real estate and tax strategy planning
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Positions
- Embrace Home Loans - Loan Officer May 10th, 2021 - Current
Memberships
- Northern Virginia Association of Realtors
- BNI - Business Forum of Fairfax
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 2140825
- Virginia
- Maryland
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Achievements
- Completed Masters of Business Administration from Georgetown
Hobbies
- Cooking
- Baking
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.