Joe Garon
Sales Manager/Loan Officer | NMLS 2140825
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 7 PM
Fri
9 AM to 7 PM
Sat
9 AM to 7 PM
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Reviews from Web
Joe was very reliable, knowledgeable and supporting throughout the process. Being first time home buyers, we had a lot to learn and Joe was very helpful and patient.
Reply from Owner
January 9th, 2026 09:52 AM
Thank you for the great review!
Joe was fantatsic and helped us understand all details at each step of the process .
Reply from Joe Garon
November 29th, 2024 07:03 PM
I appreciate your kind words, Kyle! It was important to me that you understood each step in the process during your home purchase. Hearing that my guidance was helpful to you is truly gratifying. Providing a top-notch service is always my goal...
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Joe was great through the whole mortgage process. If I had a question he would get back to me, literally within seconds, and talk me through whatever concern or question I had. I'd gladly work with him again and would recommend him to anyone...
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Reply from Owner
December 3rd, 2024 06:02 PM
Hi Dan, thank you for taking the time to leave such a fantastic review. I'm thrilled to hear that you were satisfied with the service provided during your mortgage process. Your positive feedback really means a lot and it was my pleasure to...
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Joe was incredible. He is extremely knowledgeable and was able to walk us through many financing options until we found the right fit. He made the process simple and straightforward and kept us updated every step of the way. Joe went above...
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Reply from Joe Garon
November 23rd, 2024 12:20 PM
Thank you so much for the glowing review, LaTia! I'm thrilled to hear how satisfied you were with your experience. It's important for me to ensure my clients understand their financing options and find the best fit for their needs, so I'm glad...
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Amazing and beautiful work and great job and helpful.
Thanks JOE
Reply from Owner
December 3rd, 2024 06:06 PM
I appreciate the great review Romany! I'm looking forward to working with you again in the future.
Joe Garon has received a review with 5 star rating from Emmanuel M
Reply from Owner
December 3rd, 2024 06:07 PM
Thank you for the Five Star review Emmanuel!
Joe and his team did a great job presenting us with various refinancing options and were transparent throughout the entire process. The team also responded quickly to our request to have our closing date pushed forward. I highly recommend him....
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Reply from Joe Garon
October 12th, 2024 10:31 AM
I'm thrilled to hear that you had a positive experience with the refinancing process, Emmanuel. Transparency and efficiency are values that we stand by, so it's great to know that my team and I were able to meet your expectations. Thank you...
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Extremely knowledgeable and a wonderful mortgage lender. Joe takes personal interest in his clients and makes sure they succeed and enter their new home empowered, enabled, motivated, uplifted and most of all happy and content. Thank you Joe!!...
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Reply from Owner
December 3rd, 2024 06:09 PM
I'm really glad to hear such kind words, Unnatti! I certainly do take immense interest in my clients' success and it's always a pleasure to see them happy and content in their new homes. Your feedback genuinely means a lot to me and everyone...
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Joe is a suito professional he was the loan officer on one off my deals and he closed it in 15 days ..he’s a brillant loan officer whose creative approach has saved my clients money .. he is a wonderful person who supports and is a wealth of...
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Reply from Owner
December 3rd, 2024 06:09 PM
Hi Lydia, I'm genuinely thrilled to read your positive feedback. It's truly rewarding to know that my efforts to expedite the loan process and save your clients money have been appreciated. I always strive to provide the best possible service...
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Details are a major key and Joe always takes care of them down to the last detail.
Reply from Joe Garon
September 4th, 2024 03:04 PM
I appreciate the great review Jay!
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About
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financing solutions with Embrace Home Loans. A Different Approach to Lending I believe a mortgage is more than just a transaction â it's a critical component of your long-term financial health. My philosophy is to act as your financial advisor, not just a loan officer. I take an inquisitive and customized approach to every client. Contact Joe today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home purchase financing
Second home financing
Investment property financing
Cash out refinacing
Refinance to lower interest rate or payment
Real estate and tax strategy planning
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Positions
- Embrace Home Loans - Loan Officer May 10th, 2021 - Current
Memberships
- Northern Virginia Association of Realtors
- BNI - Business Forum of Fairfax
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 2140825
- Virginia
- Maryland
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Achievements
- Completed Masters of Business Administration from Georgetown
Hobbies
- Cooking
- Baking
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.