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Joe  Figueroa - Loan Officer | NMLS #1958113 in Yuma, AZ

Joe Figueroa

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Loan Officer | NMLS #1958113

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I started in Real Estate in 2008 as an agent for Coldwell Banker, handling property management duties such as inspections, applications, and maintenance calls. This role gave me a deep understanding of the properties and the market. On Apri... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Anthony L H
    El Centro, CA
    Posted on October 24th, 2025 04:28 PM
    Everything was excellent Joe handled Everything very professionally
    Reply from Joe Figueroa
    October 29th, 2025 04:29 PM
    It's great to know that you found everything excellent and professional, Anthony. I'm committed to providing a smooth experience, and your words mean a lot. Thank you for choosing Nova Home Loans!
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    Yuriko V
    Yuma, AZ
    Posted on August 18th, 2025 02:26 PM
    Smooth transaction and communication!
    Reply from Joe Figueroa
    August 23rd, 2025 02:26 PM
    I'm glad to hear that the transaction and communication went smoothly, Yuriko. It's always my goal to ensure a seamless process for everyone I work with. Thank you for your positive feedback and for choosing Nova Home Loans!
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    Michelle G
    Yuma, AZ
    Posted on July 11th, 2025 02:02 AM
    Joe and team were awesome. Constant communication and honest answers to my many questions. Showed us the better way to go with a HELOC.
    Reply from Joe Figueroa
    July 16th, 2025 02:02 AM
    I’m really glad to hear that you had a positive experience. Providing clear communication and honest answers is important to me, so I’m thrilled it resonated with you. It was a pleasure guiding you through your options with the HELOC. Thank...
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    Leslie D E
    Del Mar, CA
    Posted on May 27th, 2025 02:55 PM
    Joe is a great guy and made everything very easy
    Reply from Joe Figueroa
    June 1st, 2025 02:58 PM
    I'm thrilled to hear that your experience was easy and enjoyable. It was a pleasure working with you, and I appreciate your kind words.
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    Audra L E
    Del Mar, CA
    Posted on May 23rd, 2025 02:36 PM
    Joe us a great guy and was so easy to work with!
    Reply from Joe Figueroa
    May 28th, 2025 02:38 PM
    I'm thrilled to hear that you found working with me easy, Audra. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing Nova Home Loans!
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    K
    Katherine A D
    Yuma, AZ
    Posted on April 12th, 2025 01:40 PM
    Status updates were very helpful. The only thing we thought would have been more helpful was to have included our real estate agent on the
    Reply from Joe Figueroa
    April 17th, 2025 01:43 PM
    I'm glad to hear that the status updates were helpful. I appreciate the feedback about including your real estate agent in the communication, and I'll keep that in mind for future interactions. Thank you for your review, Katherine.
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    Jacob E L
    Yuma, AZ
    Posted on January 12th, 2025 03:37 PM
    Joe was very responsive, and helped out alot along the process.
    Reply from Joe Figueroa
    March 27th, 2025 06:17 PM
    I appreciate you thank you !!
  • Encompass
    F
    Fabian A V
    Yuma, AZ
    Posted on November 4th, 2024 03:27 PM
    Joe was great and answered all the questions we asked without hesitation
    Reply from Joe Figueroa
    March 27th, 2025 06:17 PM
    I appreciate your business!!
  • Encompass
    O
    Oscar A P
    Yuma, AZ
    Posted on September 11th, 2024 01:38 PM
    The process was over all very smooth and as long as I provided what they asked for they took care of the rest.
    Reply from Joe Figueroa
    March 27th, 2025 06:18 PM
    Thank you! I appreciate your business and referrals!
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    Veronica S
    San Luis, AZ
    Posted on July 31st, 2024 05:36 PM
    Joe is a Great Lender, always goes above and beyond .
    Reply from Joe Figueroa
    March 27th, 2025 06:19 PM
    Thank you, Veronica, for your kind words. I'm thrilled to hear that you had a positive experience, and I appreciate your recognition. It was a pleasure working with you at Nova Home Loans.
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    About
    I started in Real Estate in 2008 as an agent for Coldwell Banker, handling property management duties such as inspections, applications, and maintenance calls. This role gave me a deep understanding of the properties and the market. On April 6, 2022, I joined NOVA Home Loans to continue my professional growth and deliver the best lending experience to my clients. At NOVA, personal commitment to professional excellence and a genuine desire to help others is our core value along with our commitment to say “YES”. We take pride in this distinction and in the lasting relationships we build with our clients, their friends, and their families. Licensed to originate mortgage loans in the following state: AZ, CA
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Second Mortgage
    Fixed-Rate Mortgage
    Adjustable-Rate Mortgage
    Mortage
    Home Loans
    First Time Home Buyes
    Down Payment Assistance
    Jumbo Loans
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    Positions
    • NOVA Home Loans - Loan Officer
      Apr 13th, 2022 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1980

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1958113
    • AZ, CA
    Hobbies
    • I Enjoy spending time with my family
    • Building Cars
    • Traveling
    • View All
    Disclaimer
    Joe Figueroa, Loan Officer , NMLS #1958113 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity |