Joe Figueroa
Loan Officer | NMLS #1958113
I started in Real Estate in 2008 as an agent for Coldwell Banker, handling property management duties such as inspections, applications, and maintenance calls. This role gave me a deep understanding of the properties and the market. On Apri...... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Joe Figueroa was great and easy to work with. Made my first time buying a home an easy and enjoyable process!
Joe was awesome to work with from the beginning! very responsive and helpful with any question that came up. Everything was on time and closed on the date he initially promised. 1st time buying a home was made incredibly easy thanks to him...
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Reply from Joe Figueroa
May 18th, 2026 12:30 PM
Thank you for your kind words, Juli. I'm glad to hear that your first home-buying experience was smooth and met your expectations. Being responsive and keeping everything on track is important to me, and I'm pleased that I could assist you...
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Great job over all
Reply from Joe Figueroa
April 20th, 2026 07:19 PM
I appreciate your positive feedback, Rolando. I'm glad you had a good overall experience with my services at Nova Home Loans. Thank you for your kind words!
Responded to my questions and concerns in a timely manner.
Reply from Joe Figueroa
April 14th, 2026 04:51 PM
Thank you Lucy for trusting me with your transactions! I always enjoy working with you !
(Translated by Google) I want to thank Joe Figueroa and Nova Home Loans for helping me fulfill my dream of buying my own home. From start to finish, they provided excellent service, great communication, and tremendous support. They always answered...
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Reply from Owner
April 5th, 2026 04:29 PM
¡Jesús! ¡Fue un placer trabajar contigo! El proceso siempre resulta más sencillo con buenos clientes que responden con agilidad. ¡Espero que crees hermosos recuerdos con tu familia en esa casa! ¡Gracias!
Joe Figueroa and the Nova Home Loans team made this process a great experience from beginning to end. Joe was always professional, patient, and very helpful in answering all of my questions throughout the home loan process. He kept me informed...
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Reply from Joe Figueroa
April 10th, 2026 02:13 PM
I'm truly grateful for your review, Jesus. It's rewarding to know that you felt well-informed and supported throughout the process. I aim to provide clarity and confidence, especially during such significant decisions. Thank you for your kind...
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Everything was completed on time with no major issues.
Reply from Joe Figueroa
March 4th, 2026 02:58 PM
It's great to know that everything was completed on time and without major issues, Daniel. Ensuring a smooth process is always my objective. I appreciate your feedback and thank you for choosing Nova Home Loans!
Everything was excellent Joe handled Everything very professionally
Reply from Joe Figueroa
October 29th, 2025 04:29 PM
It's great to know that you found everything excellent and professional, Anthony. I'm committed to providing a smooth experience, and your words mean a lot. Thank you for choosing Nova Home Loans!
Smooth transaction and communication!
Reply from Joe Figueroa
August 23rd, 2025 02:26 PM
I'm glad to hear that the transaction and communication went smoothly, Yuriko. It's always my goal to ensure a seamless process for everyone I work with. Thank you for your positive feedback and for choosing Nova Home Loans!
Joe and team were awesome. Constant communication and honest answers to my many questions. Showed us the better way to go with a HELOC.
Reply from Joe Figueroa
July 16th, 2025 02:02 AM
I’m really glad to hear that you had a positive experience. Providing clear communication and honest answers is important to me, so I’m thrilled it resonated with you. It was a pleasure guiding you through your options with the HELOC. Thank...
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About
I started in Real Estate in 2008 as an agent for Coldwell Banker, handling property management duties such as inspections, applications, and maintenance calls. This role gave me a deep understanding of the properties and the market. On April 6, 2022, I joined NOVA Home Loans to continue my professional growth and deliver the best lending experience to my clients. At NOVA, personal commitment to professional excellence and a genuine desire to help others is our core value along with our commitment to say “YES”. We take pride in this distinction and in the lasting relationships we build with our clients, their friends, and their families.
Licensed to originate mortgage loans in the following state: AZ, CA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Second Mortgage
Fixed-Rate Mortgage
Adjustable-Rate Mortgage
Mortage
Home Loans
First Time Home Buyes
Down Payment Assistance
Jumbo Loans
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Positions
- NOVA Home Loans - Loan OfficerApr 13th, 2022 - Current
Addresses and Serving Areas
Year Started
1980
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1958113
- AZ, CA
Hobbies
- I Enjoy spending time with my family
- Building Cars
- Traveling
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Disclaimer
Joe Figueroa, Loan Officer , NMLS #1958113 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity |