

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great experience.
Joani is a true pleasure to work with in the lending world. My wife and I have developed a healthy working relationship with her thru our multiple purchases in the past years. We have recommended her to both friends and family. Regardless of...
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JoanIe is professional and on the ball.... she is so nice and friendly ..... so easy to to do business with she made it almost effortless. thanks SEH
Joani is knowledgeable, friendly and prompt to responding to any questions.
Perfect!!!
very easy to work with
Joanie’s knowledge of the process and her accessibility for questions is exceptional! Joani was able to provide all the information we needed on the very first phone call, to allow us to decide to use Gulf Bank for our mortgage. She also was...
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Joani was easy to work with and got our loan processed quickly. She answered our questions in a clear and timely manner. We would highly recommend her to anyone seeking to get a loan or refinance.
I have completed 3/4 mortgages with Joani, always friendly, never have had any issues/lost paperwork/etc. Will continue to work with her in the future.
Joani was kind, informative, and most of all excited for us to purchase a home for our family. She is very knowledgeable and everything was done in a timely manner.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.