

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joanie had a challenge to help us qualify for a jumbo loan in the middle of a pandemic and nationwide stay-at-home order, all without the luxury of face-to-face communication. It wasn’t ideal, but she controlled what she could and made it happen...
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Joanie was patient with us through the process and a pleasure to work with!
Joani was very informative and a breeze to deal with. She always had an answer to my questions and made the process painless. Couldn’t imagine using anyone else. Ever.
I stayed in touch with you very good
Joanie pleasant personality. Overall knowledge and promptness. Great agent
able to handle my portion on-line
Very helpful and willing to answer any questions you may have
thank very much, was very sad this situation of the virus which make long all the process but that not were our fault, so the virus make different the flow, beside that everything was excellent. thank you very much, we are very pleased with...
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I was kept up to date step by step. Joanie was a pleasure to work with.
Very good
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.