

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani and the assistants are great to work with. There were no surprises and no delays, and they are sooo busy right now with the low interest rates. They answered calls and questions after-hours and it was as pleasant an experience as could...
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My experience with Joani Jacob and her team at Gulf Coast Bank were amazing to work with. I highly recommend her (them) to anyone.
Joani is such a personable person, but also knows her profession well. She was always very professional and apologetic. It was a pleasure working with her and also Gulf Coast Bank & Trust. i know the next time i need loan or financial assistance...
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Joani made financing my new house easy. She was friendly and kept me informed through the process.
The entire process from pre-qualification to loan closing was uncomplicated and stress free. Joani and Patricia were knowledgeable, professional and very helpful...a pleasure to work with! Rates and fees were competitive and hard to beat.
Joani was very helpful, knowledgeable and really seemed interested in all aspects of our experience and we would highly recommend using Gulf South Bank and Joani to our family and friends, thanks for a great experience Archie and Eileen Kaufman...
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Joani and her team were always on top of everything and available to answer our questions. We had a short time period to process our loan, and they gave us confidence that they could handle it. Joani’s work ethic and kindness were truly a blessing...
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Joani is so pleasant to work with! She answered all of the questions I had in a timely manner and I will work with her forever. I would also highly recommend her.
Joani sweet, kind, caring, professional attitude through the whole process. I never had a dealing with bank where I actually say WOW that was nice. Communiction was spot on and just guided us through the whole process. Not at one point did...
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Joani is always helpful and answers all of our questions promptly.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.