Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The level of professionalism and the personalization was wonderful. All my questions were answered quickly.
Joani is always very pleasant to deal with. She is extremely knowledgeable in her field and so helpful. I couldn't recommend her more and will always use her in the future!
Joani and her team are very efficient and made the process very easy.
Joani was so wonderful to work with. She took time to answer questions and explain the process every step of the way. This was by far the best experience I have had in banking. Thank you Joani!
Joani was very knowledgeable and honest. She also has a very sweet personality. This was my first homebuying experience and she made it painless.
We were given great advice about the type of loan that was best for us and we were kept informed of the progress of our loan at each step.
Joani is amazing and helps so much every step of the way, no matter how many questions you may have!
Joani was very knowledgeable and informative throughout the refi process. She kept us informed of what was needed, and worked out a solution that worked the best for our situation. The process was smooth and effective. Gulf Coast bank and Joani...
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Any questions and concerns were handled professionally and made me happy to be a part of the Gulf Coast family. The nervousness was completely taken away and I felt very relaxed through the entire process.
Joani is awesome. She is excellent at explaining things especially to first time homebuyers who are new to this. She is very into helping her clients and very professional. 10/10! Thank you!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.