

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ms Joani was very knowledgeable, professional, and courteous. Always responded promptly and made the process very personal and a pleasurable experience.
Joani was easily accessible via phone or email and never let any question I had seem trivial or small.
Joani was great to work with! She was so pleasant and supportive. Great experience!
Joani is very helpful and knowledgeable. I had many questions and she was very patient in answering them and pleasant to deal with. Ultimately we made it to closing with no issues. Highly recommend Joani to anyone looking to purchase in this...
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Joani was so helpful throughout the entire process! As this was our first home purchase, her guidance was so valuable.
Great at communicating through every step of the process. Very patient and pleasant to work with. Highly recommended.
The positive disposition and professionalism! It was awesome to do business with Joani Jacob! Will recommend to my business acquaintances and family!
The level of service and knowledge that Mrs. Joani provided was exceptional. She covered every detail, front to back and made it easy to understand. My family and I are truly blessed to have Mrs. Joani involved in our buying process. I highly...
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Working with Joani!
Joani is outstanding in every aspect. Love working with her.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.