Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani was very knowledgeable, extremely friendly and communicative. She kept us informed at every step of the process.
Joani was fantastic and very knowledgeable. Would work with her again and recommend her to my friends. Thanks Joani!
Joanie is on point consistently and offers solutions to customer concerns and problems throughout the process. Joanie has the customers best interest as a priority !
Great communication and constant status updates throughout the process
Professional, proactive & friendly
Joani and her team at Gulf Coast Bank came as a referral, and we could not be more pleased with the service. Extremely efficient and knowledgeable with the whole process. I would highly recommend her and her team to handle everyone’s mortgage...
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Our experience as clients with Mrs. Joani was awesome. She was very patience through out the entire process from start to finish, always kept communication, humble and kind as she can be. We would definitely recommend her to friends and family....
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Mrs joani just went above & beyond to see us through this stressful process I mean constantly staying on top of everything making show we wasn’t forgetting about our daily tasks they ask of us just everything about her was strictly professional...
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Easy going and friendly
Initial approval process took too long
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.