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Joann Farmer - Loan Officer in Fredericksburg, VA
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Joann Farmer

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My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Pia C S
    Spotsylvania, VA
    Posted on April 21st, 2026 11:56 PM
    Joann made this and all transactions an excellent experience for the borrower, and also, the agents keping us informed of every step of the transaction. I love that application that movement offers.
    Reply from Joann Farmer - Movement Mortgage
    April 22nd, 2026 12:22 PM
    Pia, I'm pleased to hear that the process was an excellent experience for everyone involved. Keeping you informed throughout each step is important to me, and I'm glad you found our application helpful. Thank you for your kind words and for...
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    Crystal E
    Posted on April 19th, 2026 10:54 PM
    Very helpful and worked with us and helped us through every step of the way. Very pleasant and would recommend ☺️
    Reply from Owner
    April 20th, 2026 11:50 AM
    Crystal, I appreciate your kind words and recommendation. I'm pleased to hear that you found the process pleasant and that I could assist you every step of the way. If you have any future needs or questions, feel free to reach out.
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    Todd D
    Ruther Glen, VA
    Posted on April 19th, 2026 01:30 PM
    Great communication during the whole process. Joann answered all our questions and honestly made our loan and home purchase go smoothly . Can't thank her enough!
    Reply from Joann Farmer - Movement Mortgage
    April 19th, 2026 09:45 PM
    Todd, I appreciate your kind words and am so pleased to hear that the communication throughout the process met your expectations. It's appreciated to know that I could help make your loan and home purchase smooth. Thank you for placing your...
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    Crystal E
    Ruther Glen, VA
    Posted on April 16th, 2026 08:49 PM
    It was a very stressful time! I thank you and everyone that worked with us and helped us through this whole experience. Thank you again for everything that you have done for us!☺️
    Reply from Joann Farmer - Movement Mortgage
    April 16th, 2026 09:03 PM
    Crystal, I'm grateful for your kind words and appreciative of the opportunity to assist you during such a challenging time. It’s nice to know that our support made a difference. If you need anything else, please feel free to reach out.
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    Letetia K
    Posted on April 11th, 2026 11:37 AM
    Great to work with. Provided quick easy to understand responses
    Reply from Owner
    April 16th, 2026 09:04 PM
    Letetia, I'm pleased to hear that you found working with me to be a positive experience. Providing quick and clear responses is always my goal, and your feedback is truly valued. If you have any further questions or need assistance, feel free...
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    Letetia K
    Stafford, VA
    Posted on April 11th, 2026 11:36 AM
    Very helpful and quick to answer any questions. Always pleasant
    Reply from Joann Farmer - Movement Mortgage
    April 11th, 2026 11:40 AM
    I appreciate your kind words, Letetia. It’s great to hear that you found my assistance helpful and my responses timely. I strive to ensure a pleasant experience for everyone I work with. If you ever have more questions or need further assistance,...
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    Robert B
    Spotsylvania, VA
    Posted on March 30th, 2026 10:57 AM
    Joann is very professional, helpful, and knowlegable. She was very communicative with us throughout the entire process, and she answered all of our questions. I would highly recommend working with her.
    Reply from Joann Farmer - Movement Mortgage
    March 30th, 2026 12:44 PM
    I appreciate your kind words, Robert. It's great to hear that my communication and guidance made a positive impact on your experience. Ensuring all your questions were answered is a priority for me. Thank you for the recommendation! If you...
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    Heather
    Posted on March 21st, 2026 10:11 AM
    Joann made my life easy buying my first home. I truly loved working with her.
    Reply from Owner
    March 30th, 2026 12:44 PM
    Heather, I'm pleased to hear that buying your first home was a smooth process. It's wonderful to know that you found the experience enjoyable. Being able to assist you during such an important milestone is truly meaningful to me. If you have...
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    Heather T
    Bumpass, VA
    Posted on March 21st, 2026 10:11 AM
    Joann worked tirelessly to make sure I had the best experience buying my first home. She answered all of my quesquestion, and made sure I got the best deal on my home.
    Reply from Joann Farmer - Movement Mortgage
    March 21st, 2026 10:48 AM
    Heather, buying your first home is such a significant milestone, and I'm pleased to have been a part of this important journey with you. Ensuring you had all your questions answered and securing a great deal was my primary focus. Thank you...
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    Janet W
    Posted on March 12th, 2026 08:58 PM
    Joann Farmer has received a review with 5 star rating from Janet W
    Reply from Owner
    March 21st, 2026 10:47 AM
    Thank you for taking the time to rate your experience with me at Movement Mortgage, Janet. I'm pleased to see your positive feedback and appreciate your support!
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    VA Housing
    FHA
    Virginia Housing, FHA, VA, USDA, Conventional
    Mortgage Financing
    Mortgage Financing
    What is the Search Rank Score®?
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    Memberships
    • Top 1% loan Originators
    • Founders Club
    • Presidents Club
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 453400
    • MD-453400
    • SC-MLO-453400
    • View All
    Achievements
    • Movement Founders Club
    Hobbies
    • Roller Skating
    • fishing
    • Walking
    • View All
    Disclaimer
    MD-453400, SC-MLO-453400, VA-MLO-33229VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.