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Joann Farmer - Loan Officer in Fredericksburg, VA
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Joann Farmer

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My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
    K
    Kimberly H
    Fredericksburg, VA
    Posted on January 26th, 2026 07:48 PM
    Me being a nervous wreck going through the financial side of buying, JoAnn made it very easy and simple
    Reply from Joann Farmer - Movement Mortgage
    January 26th, 2026 07:53 PM
    I appreciate your kind words, Kimberly. It's great to hear that I could help simplify the financial aspects of your home-buying experience. Making the process easier and less stressful for my clients is always a priority. If you have any other...
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    David R
    Ashland, VA
    Posted on January 14th, 2026 12:20 AM
    Always in communication with my wife and I about any and all updates or changes. Very good customer service all around.
    Reply from Joann Farmer - Movement Mortgage
    January 14th, 2026 01:35 PM
    I'm pleased to hear that you and your wife felt well-informed throughout the process, David. Keeping open lines of communication is important to me, and I'm glad this contributed to a positive experience for you. If you have any further questions...
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  • SFTP
    S
    Susanne R
    Ashland, VA
    Posted on January 13th, 2026 02:56 PM
    Always available to answer any questions, got us 2 grants, a pleasure!
    Reply from Joann Farmer - Movement Mortgage
    January 13th, 2026 03:09 PM
    Susanne, thank you for sharing your feedback. I'm pleased to hear that I could assist with securing grants and be available to answer your questions. It's gratifying to know the process was a pleasure for you. If you have more questions or...
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  • SFTP
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    Grisel T
    Fredericksburg, VA
    Posted on January 6th, 2026 07:36 PM
    Joann was fantastic. Always answered all my questions and took the extra time to ensure the documents were properly and promptly completed. She always had the answers i needed to make good decision.
    Reply from Joann Farmer - Movement Mortgage
    January 6th, 2026 07:51 PM
    Grisel, thank you for your kind words. I am happy to know that I could assist you by answering your questions and ensuring everything was handled efficiently. It's important to me that you felt supported throughout the process and had the information...
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    BETH S
    Culpeper, VA
    Posted on December 7th, 2025 03:13 PM
    Great communication throughout the transaction! Will definitely recommend in the future!
    Reply from Joann Farmer - Movement Mortgage
    December 8th, 2025 01:52 PM
    Beth, I truly appreciate your kind feedback. It's wonderful to know that the communication met your expectations, and your intention to recommend my services in the future means a lot to me. If you have any questions or need further assistance...
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    Jared M
    Fredericksburg, VA
    Posted on December 6th, 2025 01:40 PM
    Joann was very professional and easy to work with! Would highly recommend!
    Reply from Joann Farmer - Movement Mortgage
    December 8th, 2025 01:52 PM
    I'm pleased to hear that you found the experience professional and straightforward, Jared. Your recommendation means a lot to me. If there's anything more I can do for you in the future, please don't hesitate to reach out. Thank you!
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    Karen A
    Henrico, VA
    Posted on December 4th, 2025 10:10 PM
    Working with this team has been an absolute blessing. As a first-time homebuyer, I had so many questions and uncertainties, and they were truly the best resource I could have asked for. They were incredibly timely, patient, available, and genuinely...
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    Reply from Joann Farmer - Movement Mortgage
    December 4th, 2025 11:16 PM
    I'm really pleased to hear how positive your experience was with the process. It’s important to me that first-time homebuyers feel informed and supported, and I'm glad I could help clarify things for you. If you have any further questions or...
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  • SFTP
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    Alan C
    Henrico, VA
    Posted on December 1st, 2025 07:27 PM
    Joann is the consummate professional and is timely and accurate. Truly the Best.
    Reply from Joann Farmer - Movement Mortgage
    December 1st, 2025 07:39 PM
    Thank you for your kind words. I'm pleased to hear that you found my approach professional and reliable. It's important to me to provide accurate information in a timely manner. If there's anything more I can do for you, please let me know....
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    Ishba R
    Riverdale, MD
    Posted on November 28th, 2025 08:49 PM
    Joann was extremely fast in keeping us informed of docmenttion that we needed. I appreciate that we could text her many of the forms her and the team needed to keep everything rolling. We closed pretty quick on our house!
    Reply from Joann Farmer - Movement Mortgage
    November 28th, 2025 09:19 PM
    Ishba, I appreciate your feedback and I'm glad to hear that the communication process was efficient for you. It's important to me that the documentation process is as seamless as possible, and I'm pleased that texting helped keep things moving...
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  • SFTP
    M
    Michael G
    Riverdale, MD
    Posted on November 25th, 2025 07:28 PM
    Amazing lender who keeps you updated and is on top of everything going on in the process. The loan Officer you want working in your team!!
    Reply from Joann Farmer - Movement Mortgage
    November 25th, 2025 07:43 PM
    Michael, I appreciate your kind words. I'm glad to hear that my communication and thoroughness were beneficial during your experience. Working as part of your team was a pleasure. If you have any questions or future needs, feel free to contact...
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    VA Housing
    FHA
    Virginia Housing, FHA, VA, USDA, Conventional
    Mortgage Financing
    Mortgage Financing
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    Memberships
    • Top 1% loan Originators
    • Founders Club
    • Presidents Club
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 453400
    • MD-453400
    • SC-MLO-453400
    • View All
    Achievements
    • Movement Founders Club
    Hobbies
    • Roller Skating
    • fishing
    • Walking
    • View All
    Disclaimer
    MD-453400, SC-MLO-453400, VA-MLO-33229VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.