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Joann Farmer - Loan Officer in Fredericksburg, VA
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Joann Farmer

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My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • SFTP
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    Mohamed S
    Fredericksburg, VA
    Posted on August 26th, 2026 09:34 PM
    Joann was very helpful. She went above and beyond to help us get the best loan option that suited our needs.
    Reply from Joann Farmer
    August 26th, 2026 10:23 PM
    Mohamed, I appreciate your kind words. I'm pleased to hear that you found the loan option that suited your needs with my assistance. It was my pleasure to help you through this process.
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    Roberto T
    Fredericksburg, VA
    Posted on August 26th, 2026 01:03 PM
    Joann was very helpfull and made the process siple and easy to follow
    Reply from Joann Farmer
    August 26th, 2026 01:06 PM
    Roberto, I appreciate your kind words. I'm glad to hear that I could help make the process simple and easy for you.
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    Elena V
    Posted on August 19th, 2026 01:31 PM
    The best lender. Very responsive and has great communication skills. Made sure everything was on time and that the buyers understood everything.
    Reply from JoAnn Farmer NMLS 453400 - Movement...
    August 26th, 2026 01:07 PM
    Elena, I appreciate your kind words. I'm glad to hear that my communication and responsiveness helped ensure a smooth process for the buyers. Thank you for sharing your experience!
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    Elena V
    Posted on August 19th, 2026 01:30 PM
    The best lender. Very responsive and has great communication skills. Made sure everything was on time and that the buyers understood exactly what they were doing!
    Reply from Owner
    August 26th, 2026 01:07 PM
    Elena, I appreciate your kind words and am glad to hear that my communication skills helped ensure a smooth process. It's important to me that buyers feel informed and confident every step of the way.
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    Von- T F E
    Posted on August 17th, 2026 08:36 PM
    Joann Farmer has received a review with 5 star rating from Von- T F E
    Reply from Owner
    August 26th, 2026 01:07 PM
    Thank you for the great rating, Von-. I appreciate your support!
  • SFTP
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    De'von A
    Fredericksburg, VA
    Posted on August 17th, 2026 08:35 PM
    Knowledge and patience
    Reply from Joann Farmer
    August 17th, 2026 08:39 PM
    De'von, I appreciate your kind words about my knowledge and patience during your purchase process. It's great to know that I could support you effectively through this important journey with Movement Mortgage.
  • SFTP
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    Shellery T
    Richmond, VA
    Posted on July 18th, 2026 01:23 PM
    She was very patient in talking time to help me in every way as a first time home buyer I really appreciate everyone Thank you.
    Reply from Joann Farmer
    July 18th, 2026 09:32 PM
    Shellery, I'm pleased to hear that my patience and support made your first-time home buying experience smoother. Thank you for your kind words, and if there's anything else you need, please feel free to reach out.
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    Mary W
    Richmond, VA
    Posted on July 15th, 2026 07:31 PM
    Joann was amazing! From start to finish, by far the best experience with a lender ever. What started out as a business transaction quickly grew into a friendship. I'm looking forward to many more transactions with her.
    Reply from Joann Farmer
    July 15th, 2026 07:35 PM
    Mary, I'm thankful for your kind words and the opportunity to work with you. It's wonderful to hear that our professional relationship has grown into a friendship. I'm looking forward to assisting you in future transactions as well.
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    Matthew W
    Fredericksburg, VA
    Posted on July 9th, 2026 12:41 PM
    very nice to work with. Answered every question I've asked and helped me to get where I am now
    Reply from Joann Farmer
    July 9th, 2026 12:45 PM
    Matthew, I'm glad to hear that you found working with me to be a positive experience. It's important to me to provide clear answers and support throughout the process. If you have any more questions or need further assistance, feel free to...
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    Lorenzo W
    Fredericksburg, VA
    Posted on July 2nd, 2026 11:49 PM
    Clear cut communication and explanation
    Reply from Joann Farmer
    July 3rd, 2026 01:15 PM
    Lorenzo, I'm pleased to hear that you appreciated the clear communication and explanations. Ensuring you have a smooth and informed experience is always my goal. If you need any further assistance, please feel free to reach out.
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    VA Housing
    FHA
    Virginia Housing, FHA, VA, USDA, Conventional
    Mortgage Financing
    Mortgage Financing
    What is the Search Rank Score®?
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    Memberships
    • Top 1% loan Originators
    • Founders Club
    • Presidents Club
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 453400
    • MD-453400
    • SC-MLO-453400
    • View All
    Achievements
    • Movement Founders Club
    Hobbies
    • Roller Skating
    • fishing
    • Walking
    • View All
    Disclaimer
    MD-453400, SC-MLO-453400, VA-MLO-33229VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.