Joseph Lose, Loan Officer, NMLS # 166323 - American Financial Network, Inc.'s Cover Image
Joseph Lose, Loan Officer, NMLS # 166323 - American Financial Network, Inc. - Branch Manager | NMLS # 166323 in Manalapan, NJ

Joseph Lose, Loan Officer, NMLS # 166323 - Am...

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Branch Manager | NMLS # 166323

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As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    C
    CURTIS F R
    Leesburg, VA
    Posted on February 5th, 2026 09:17 PM
    I needed to get this refi done in short order. Joseph and the team were instrumental in making this happen. Communication was top notch and everything was done immaculately and completely.
    Reply from Joseph Lose
    February 12th, 2026 09:18 PM
    I'm grateful for your feedback, Curtis. I'm pleased to hear that we were able to meet your needs efficiently. Providing clear communication and ensuring everything is completed thoroughly are priorities for me. If you need any more assistance...
    read more
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    TERRY P
    Pontiac, MI
    Posted on January 24th, 2026 05:50 PM
    Everyone was really help for and courtesy thank you for being a great company I can count
    Reply from Joseph Lose
    February 2nd, 2026 09:03 PM
    It's good to know that you found the team helpful and courteous, Terry. Ensuring that you feel supported and confident in the process is important to me. If you have any more questions or need assistance in the future, please feel free to reach...
    read more
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    D
    DANIEL T F
    Broad Run, VA
    Posted on January 3rd, 2026 04:22 PM
    Joseph was professional as well as personable and friendly. He was knowledgeable and quick to respond to questions. Joe facilitated an extremely quick turn around and closing on the loan. I was pleased with the results and would refer him to...
    read more
    Reply from Joseph Lose
    January 12th, 2026 02:37 PM
    Your feedback is greatly appreciated, Daniel. It's rewarding to know that my approach and timely communication played a positive role in your loan process. Facilitating a quick turnaround and ensuring a smooth closing are always my goals, and...
    read more
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    Brian T
    Centereach, NY
    Posted on January 3rd, 2026 01:13 PM
    First off , i just wanted to say thank you to Josepsh and his team for being so outstanding. I am now in our first home and his amazing work and communication with me made that possible.
    Reply from Joseph Lose
    January 12th, 2026 02:15 PM
    I'm glad to hear that you had a positive experience, Brian. Helping you secure your first home is something I take great pride in, and I'm pleased to know my communication and efforts had a meaningful impact. If there's anything further I can...
    read more
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    PHETSAMONE S
    Holland, MI
    Posted on January 1st, 2026 01:30 AM
    It was great full for me to do refinance and great full that AFN compan helped
    Reply from Joseph Lose
    January 8th, 2026 05:13 PM
    I appreciate your feedback, PHETSAMONE. I'm glad to hear that refinancing with American Financial Network was a positive experience for you. If you have any questions or need further assistance in the future, please don't hesitate to reach...
    read more
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    GARY L H
    Neshkoro, WI
    Posted on December 30th, 2025 12:18 PM
    Joe was just awesome and made the process through our loan application very pleasant and enjoyable. He was very through and his communication with us was off the top of the charts.Every step in our loan process when smooth and quick.My wife...
    read more
    Reply from Joseph Lose
    January 6th, 2026 07:35 PM
    Thank you for such a thoughtful review, and I’m pleased to hear that the loan process was both smooth and efficient for you and your wife. Your recommendation means a lot, and I’m grateful for the opportunity to assist in securing your home...
    read more
  • Encompass
    L
    LISA A B
    Groveland, FL
    Posted on December 30th, 2025 12:08 PM
    Friendly, knowledgeable and fast!
    Reply from Joseph Lose
    January 6th, 2026 10:01 PM
    It's great to hear that you found the process friendly and efficient, Lisa. Your recognition of my efforts is appreciated, and I'm glad to have provided the knowledge and speed you were looking for. If you have any more questions or need assistance...
    read more
  • Encompass
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    ROGER D J
    Erin, TN
    Posted on December 29th, 2025 12:08 PM
    great to work with and easy to work with . Fast and smooth!
    Reply from Joseph Lose
    January 5th, 2026 10:12 PM
    I appreciate your kind words and the excellent rating, Roger. It's good to hear that you found the process fast and smooth. I'm glad I could assist you effectively. If there's anything else you need, feel free to reach out.
  • Encompass
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    THEODORE A C
    Bridgeton, NJ
    Posted on December 15th, 2025 03:26 PM
    Clear and timely communication. A very professional and pleasant experience.
    Reply from Joseph Lose
    December 19th, 2025 03:26 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    D
    DAVID G S
    Rio Grande, NJ
    Posted on December 14th, 2025 04:03 PM
    Want to thank Joseph Lose for making this whole process extremely fast and easy . Thanks Joe my wife and I appreciate it .
    Reply from Joseph Lose
    December 18th, 2025 04:04 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    About
    As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 166323
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.