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Joseph Lose, Loan Officer, NMLS # 166323 - American Financial Network, Inc.'s Cover Image
Joseph Lose, Loan Officer, NMLS # 166323 - American Financial Network, Inc. - Branch Manager | NMLS # 166323 in Manalapan, NJ

Joseph Lose, Loan Officer, NMLS # 166323 - Am...

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Branch Manager | NMLS # 166323

Company Logo
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan...... Show More
Company Logo
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 5 PM
Overall Ratings
4.87
(392)
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Reviews from Web
  • 5.0
    Encompass
    M
    MATTHEW A B
    Toledo, OH
    Posted on May 31st, 2026 03:33 PM
    Joseph lose was really easy to work with and was there when ever I had question.
  • 4.5
    Encompass
    N
    NICKOLES P
    Middleburg, FL
    Posted on May 30th, 2026 12:48 PM
    Not really what me and your representative talked about
  • 3.5
    Encompass
    P
    PETRINA N W
    Cincinnati, OH
    Posted on May 27th, 2026 11:21 AM
    a little better communication on rate change and pay out amounts
    Reply from Joseph Lose
    June 3rd, 2026 08:53 PM
    Thank you for your feedback, PETRINA. I appreciate your suggestion regarding communication on rate changes and payout amounts. Please reach out to me directly if you have any further concerns or need clarification.
  • 5.0
    Encompass
    S
    STEPHEN P R
    Naples, FL
    Posted on May 22nd, 2026 03:40 PM
    communication was great
    Reply from Joseph Lose
    May 29th, 2026 03:41 PM
    I'm glad to hear that you found the communication great, STEPHEN. Thank you for sharing your experience with me. If there's anything else I can assist you with, please let me know.
  • 5.0
    Encompass
    J
    JOSEPH P K
    Roseville, MI
    Posted on May 19th, 2026 11:20 AM
    The experience with your team made refinancing very painless and as smooth as possible thank you!
    Reply from Joseph Lose
    May 26th, 2026 07:03 PM
    I'm grateful to hear that your refinancing experience was smooth and painless, JOSEPH. Thank you for choosing to work with my team and me. If you have any more questions or need assistance in the future, please feel free to reach out.
  • 4.83
    Encompass
    I
    IRUKA O A
    Elmont, NY
    Posted on May 15th, 2026 11:10 AM
    The process was very fast and unique. Mr Richman and Mr Lose were very efficient and well knowledgeable with the job they do. Once again thank sooo much.
    Reply from Joseph Lose
    May 22nd, 2026 07:09 PM
    I'm happy to hear that you found the process fast and unique, IRUKA. Thank you for acknowledging the efficiency and knowledge that Mr. Richman and I bring to our work. If there's anything more you need, please don't hesitate to reach out.
  • 4.83
    Encompass
    D
    DUANE E C
    Lore City, OH
    Posted on May 14th, 2026 12:06 PM
    The people
    Reply from Joseph Lose
    May 21st, 2026 09:18 PM
    Thanks, DUANE. I appreciate your feedback and hope your experience was positive. If you have any further thoughts or need assistance, please reach out to me directly.
  • 5.0
    Encompass
    B
    BARBARA J W
    Toano, VA
    Posted on May 13th, 2026 02:26 PM
    Jos Lose and his team were top notch. He always was polite and responded quickly. He and his team worked quickly for my refinance. Closing went great. Thank you for great customer service.
    Reply from Joseph Lose
    May 20th, 2026 02:27 PM
    I'm pleased to know you had a positive experience with my team and me, BARBARA. I'm grateful for your kind words about our customer service and efficiency during your refinance. If you have any further questions or need assistance, please feel...
    read more
  • 5.0
    Encompass
    D
    DOYLE W
    Enon, OH
    Posted on May 11th, 2026 01:40 PM
    The staff were awesome to work with. I closed on my loan two weeks after the first phone conversation about possible refinancing. I could not ask for quicker and better service. Doyle
    Reply from Joseph Lose
    May 18th, 2026 01:40 PM
    I'm grateful for your kind words, DOYLE. It's appreciated to know that the team provided you with such efficient service and that the loan process was completed so swiftly. If you have any more questions or need further assistance, please feel...
    read more
  • 5.0
    Encompass
    C
    CATHERINE L M
    Milford, OH
    Posted on May 1st, 2026 12:38 PM
    This process was very easy and Joe was great
    Reply from Joseph Lose
    May 8th, 2026 01:17 PM
    I'm happy to hear that the process was easy for you, Catherine. Thank you for your kind words about my assistance. If you need anything else, please feel free to reach out.
  • 10 of 392
    About
    As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 166323
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.