

Joseph Lose, Loan Officer, NMLS # 166323 - Am...
Branch Manager | NMLS # 166323

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 5 PM
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Reviews from Web
Good people; easy to talk to. Did what they said they were gong to do.
Reply from Joseph Lose
April 7th, 2026 08:48 PM
I'm happy to hear that you found it easy to communicate with me, William, and that you felt the agreed terms were met. If there's anything else you need or if you have further questions, feel free to reach out.
I want to thank Joseph for being able to walk me through the process of this loan he's certainly professional about how he work with me as he explained things I needed know he was easy and very helpful, I never had to wait to long for Joseph...
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Reply from Joseph Lose
April 6th, 2026 09:01 PM
Thank you for your thoughtful review, Mark. I'm glad to hear that you found the loan process clear and my assistance helpful. It's essential to me that you felt supported, and I'm pleased that the team and I could provide the guidance you needed....
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Very efficient, pleasant person to work with. Takes time to explain how things work to a lay person like me.
Reply from Joseph Lose
March 31st, 2026 01:53 PM
I'm glad to hear that you found the process efficient and appreciated the explanations I provided, Beverly. Ensuring that everything is clear and understandable is important to me. If you have any more questions or need further assistance,...
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Very quick but transparent in every step. Nobody can do it better than this
Reply from Joseph Lose
March 20th, 2026 03:41 PM
I'm pleased to know you appreciated the speed and transparency of the process, Rocky. It's important to me that you're confident and informed at every stage. If there's anything more I can assist you with, please don't hesitate to reach out....
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Joseph and his team are great. They are honest and upfront, working to help the customer with whats best for them. This is the second refinance I have done with Joseph and his team and will continue to work with them in the future. Thank you!...
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Reply from Joseph Lose
March 3rd, 2026 07:16 PM
I'm grateful for your kind words, Olivia. It's been a pleasure assisting you with your refinance, and I'm delighted to hear you've had positive experiences with me and my team. Your trust and continued partnership mean a lot. Please feel free...
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My entire experience working with AFN was fantastic! Communication with Steven Richman was outstanding! He kept me in the loop every step of the way and was a complete joy to work with! Jared Price was very instrumental in helping me work through...
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Reply from Joseph Lose
March 2nd, 2026 10:42 PM
It’s encouraging to hear that your experience with American Financial Network went so well, Tammy. I’m pleased that the communication with both Steven and Jared made a positive impact on your journey. It's important to me that any challenges...
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The quickness of everyone involved from the initial phone call to the support and communication we received in regards to what we wanted to do.
Reply from Joseph Lose
March 2nd, 2026 02:32 PM
I'm glad that the speed and communication from the team met your expectations, Riley. Ensuring you're well-supported from start to finish is important to me. If you have any additional questions or need further assistance, please feel free...
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All the folks are always ready to help
Reply from Joseph Lose
February 20th, 2026 04:14 PM
I appreciate your feedback, Billy. It's great to know that you found everyone ready to assist when needed. If there's ever anything else I can do for you, please don't hesitate to let me know.
So easy to understand and jyst great to work with. The best experience I have ever had with a closing.
Reply from Joseph Lose
February 18th, 2026 08:50 PM
I'm glad to hear that the process was straightforward and that you found working together to be a positive experience, Lisa. Making your closing as smooth and enjoyable as possible is my goal, and I'm pleased it stood out for you. If you need...
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Joseph was extremely knowledgable and helpful throughout the entire process. He made our refinance easy and seamless. He also was available for all of our questions and concerns.
Reply from Joseph Lose
February 17th, 2026 08:45 PM
Your words mean a lot to me, Daniel. I'm glad to hear that my knowledge and support were beneficial throughout your refinance process. Making the experience easy and addressing all your questions is important, and I’m pleased it worked well...
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 166323
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.