Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy worked well with my client and was very helpful! This transaction was one of my best ever!!!
Thank you!!
Happy clients, every time! Jimmy and his team of processors and underwriters make the lending process a pleasant experience for Buyers.
Made the lending process very easy for customer to understand and lender associate always ready to assist no matter what time of the day or day of the week it is; and very pleasant to work with
Quick seamless transaction
Very fast and always available to answer questions.
It was a really good smooth and very quick process and he explained everything that was going on and kept me posted on what was happening and what the next step would be to complete the process.
Jimmy was a pleasure to work with. His excellent communication with his client and the agents involved ensured a smooth process. I would highly recommend Jimmy McFarland for your lending needs.
Jimmy was very helpful. I felt like I could call or text anytime (I did Text many times and always got a response within 1 hour or so). over all I would refer Jimmy to all my friends and family. And will call upon him again when it comes to...
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Jimmy is always so easy to work with! He even answers questions on weekends! I highly recommend him as your lender!
Working with Jimmy to get our home loan was a great experience! He found a way for the impossible to become possible! We appreciate all the work put into us owning our own home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.