

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Jimmy worked incredibly fast to get us into a new home after some unexpected life events.
Jimmy McFarland has received a review with 5 star rating from Allison Y
Jimmy worked efficiently to help us get into a home more quickly than I ever would have thought possible. He kept us updated through the entire process. I would definitely have him help us again in the future and would recommend him for others...
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When I was in a time crunch to get a loan closed on time for my clients, I knew Jimmy was up for the challenge. Jimmy made it happen in a matter of days and because of his hard work, my clients were able to make their dream a reality!
Jimmy was always available to answer questions. He made the process very smooth.
Jimmy at Highlands Mortgage was so helpful, knowledgeable and professional through our home buying process!! Hands down!! If we ever go do again I know Jimmy is my first call!! Thankyou Highlands!!
Very professional and personal always was able to answered are question fast anytime and got the process done fast even with the obstacles
Worked hard to make everything run smoothly and in perfect timing!! Always to a pant questions that I had
Jimmy responded quickly to any questions or concerns. It was a fast and easy process from start to finish.
Enjoy working with Jimmy! He always does a great job keeping me updated through the entire process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.