

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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⭐️⭐️⭐️⭐️⭐️
Jimmy is the best of the best at his job! Always available, and responds in a very quick manner. He is knowledgeable of all aspects of home buying and very easy and pleasant to work with! 10/10 recommend! Happy Repeat Customer! 😀
Jimmy went above and beyond to get our loan process completed and get us in our house in 7 days!!
Very easy to work with, quick responses. I would recommend to anyone!!
Communication was great!! That is what i loved! And the process was very easy.
As this was our first home buying experience, we didn't know what to expect. Jimmy was excellent at answering any questions we had and had a very quick response time when we would text or email. We would definitely recommend him to our friends...
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Always a pleasure working with Jimmy. He takes great care of the clients needs.
Jimmy was extremely helpful in answering all the questions we had. He went above and beyond to get our loan ready for closing very quickly
Jimmy McFarland has received a review with 5 star rating from Jaysheena C
We had no idea how to start let alone how to manage the start of this and Jimmy made our experience as first time home buyers very easy. He worked with us and got us in our home quickly. Thank You So Much!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.