Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Jimmy McFarland pays attention to detail, and takes the time to explain each step to his clients. The process was flawless due to his quick follow up to any questions and delays due to additional documentation needed. 10/10 experience. I will...
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Jimmy McFarland pays attention to detail, and takes the time to explain each step to his clients. The process was flawless due to his quick follow up to any questions and delays due to additional documentation needed. 10/10 experience. I will...
read more
Jimmy was a great communicator. Let me know every step of the way what to expect. Extremely efficient and I’d absolutely recommend him again.
Super fast closing and great communication.
Very good all around helpful quick to respond !
The ability to reach Jimmy and the team at any time with any question was fantastic. I would recommend them to anyone buying a home!
Jimmy helped us get our first house, then again with this second house. Super knowledgeable & timely & never steered us wrong in every aspect of securing the loan.
Jimmy McFarland has received a review with 5 star rating from JM T
Jimmy always kept us up to date with all the steps and information that we'll need. He goes above and beyond in the service and solutions that might arrive. He’s definitely a 10/10 in his business .
Definitely loved the communication
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.