Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Phil Scaglia at First State bank helped my wife and I save thousands of dollars on our first home! He also made the process very easy and stress free. If you are in the market go with Phil!
Reply from Owner
October 3rd, 2023 12:00 AM
We really appreciate you taking the time to share your experience, George. Thank you for placing your trust in us!
Jim and his team at First State Bank Mortgage were exceptional. This was hands-down the easiest transaction I've ever had and mortgages can be complicated. Even the mortgage rate was fantastic. Thank you Jim and Team!
They were on top of everything at all times. It was a fantastic experience.
Right from our initial phone contact I felt relieved and comfortable with Nate's knowledge, layout of options and how to best proceed with our loan.Very responsive to questions, processing and meeting our timeline for transition to our new...
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Reply from Owner
October 3rd, 2023 12:00 AM
Dave, thank you for your thorough and positive review. We count ourselves lucky for customers like you and look forward to working with you again in the future!
Ashley Jones was amazing every step of the way! Great communication, professionalism and thorough! She had an answer for every question and so much patience through the whole process. She was always 10 steps ahead and so quick to respond. Thank...
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Reply from Owner
October 3rd, 2023 12:00 AM
Jessica, thank you for the glowing review! We are glad that Ashley and our team could help you throughout this process.
Nathan and his team were very professional and helpful through the entire process. They made our experience seamless and stress free! Thanks again.
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you, Michael, for sharing your review! We are glad you had a stress-free home lending process!
Very helpful and kept me informed through the entire process. Extremely knowlegeable and super fast execution. Highly recommended.
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you, Luis. We are glad you found our team so helpful and we appreciate your recommendation.
Very reliable and efficient company. Kelly Whitwood is the best!
Reply from Owner
October 3rd, 2023 12:00 AM
Kyle, we appreciate you taking the time to leave us an awesome review!
we had worked with Phil a couple years ago and backed out of looking when we found something this time again called on Phil he picked right up like we were still first time customers service was ssuperior from the get go Even when he was on...
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Reply from Owner
October 3rd, 2023 12:00 AM
Richard, thank you for sharing your experience. We appreciate you giving First State Bank Mortgage a chance and we are glad we earned your recommendation.
Great experience working with Phil Scaglia. Using someone local is invaluable to the process.
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you for the five-star review, Kelsi! We are glad you had a positive experience with Phil and our home lending team!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org