

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Phil is great. Very fast and helpful
Reply from Owner
October 3rd, 2023 12:00 AM
Manuel, we agree, Phil is great! Thank you for leaving us a review!
Prompt at responding to all questions no matter how big or small. Martin S. and team were there to help in any way possible
Reply from Owner
October 3rd, 2023 12:00 AM
Kristina, we value your opinion and are so glad Martin was able to help you. Please let us know if you need any assistance in the future.
The process (from the team to the portal) was smooth and efficient. Every step of the way all my questions were answered. Phil responds basically immediately to everything we asked. It couldn't possibly have been easier.
Reply from Owner
October 3rd, 2023 12:00 AM
Luke, we are glad that the lending process went so smoothly. Thank you for working with us!
I had a good experience working with Mr Phil. He has been a recommendation from a coworker. Mr Phil is knowledgeable, honest, respectful and always communicated with his client at anytime even weekend. Working with him is amazing, he was able...
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Reply from Owner
October 3rd, 2023 12:00 AM
Soumaila, thank you for giving us an amazing and detailed review! Please let us know if we can be of service in the future.
I had a great experience with first state bank mortgage would recommend using them. It was a quick and easy process for getting my first home!
Reply from Owner
October 3rd, 2023 12:00 AM
Ashlyn, thank you for sharing your experience and congratulations on your new home!
Phil came highly recommended and now I see why. His knowledge of the market and his is ability to explain things clearly was of invaluable benefit when buying my first home.
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you for the kind words, Matthew! We’re so happy your experience with Phil and First State Bank Mortgage went so smoothly.
I’ve closed on many homes, but this closing was by far the easiest. The Loan Officer (Tracy) was very helpful kept informed All the way through the process. Trust is an important thing and I trusted this bank.
Reply from Owner
October 3rd, 2023 12:00 AM
Gregory, thank you for a fantastic review! We are glad that Tracy and our team made this process easy for you.
Jim kept us in the loop during all phases of our financing, and demonstrated he was a professional in every sense of the word!
Chris is very responsive to questions and always took great care to break down what different terms meant and how they affected a possible mortgage.
Reply from Owner
October 3rd, 2023 12:00 AM
Marnika, we are glad you found our team so helpful, and we will be sure to let Chris know you appreciated his attention to detail.
Working with Martin and First State Bank Mortgage was easy and painless. Would definitely recommend.
Reply from Owner
October 3rd, 2023 12:00 AM
Curtis, thank you for taking the time to leave us a review!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org