

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Phil Scaglia is the best - He supported me in financing 2 home purchases over the years, plus a refinance. Was very responsive and supportive sometimes off-hours in urgent-home-buying situations. He patiently answered my questions and advised...
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Reply from Owner
October 24th, 2024 12:00 AM
Thank you for your review, Jillian! We are glad Phil has been able to assist you throughout your lending journey. Please let us know if we can be of assistance in the future.
Highly recommend First state bank! Their interest rate was comparable, but their fees were much less expensive than other companies that we looked at for mortgages. Plus they were great communicators and make our part very simple and easy!
Reply from Owner
October 24th, 2024 12:00 AM
Hannah, thank you for your positive feedback! Our clients’ opinions are so important to us. We are grateful you chose to work with us!
Phil Scaglia does an excellent job of staying organized throughout the process so you can avoid surprises and having to hurriedly locate documents at the last minute. Easy to work with and responsive.
Reply from Owner
October 24th, 2024 12:00 AM
Thank you for your review, Joseph. We appreciate you taking the time to share your experience with us!
Phil responded to every request or question I had almost immediately and his responses were always clear and complete. He's professional without being pretentious. I also appreciate all the guidance Phil provided about the options for my mortgage...
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Reply from Owner
October 24th, 2024 12:00 AM
Taylor, we are glad to hear that you had a great experience working with Phil! Please let us know if we can be of service in the future.
Very helpful, knowledgeable staff that made closing quick and painless. We just bought our first house and FSB made the whole process stress free and was able to provide a very competitive rate. Give them a call if you are in the market for...
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Reply from Owner
October 24th, 2024 12:00 AM
Thank you for the kind words, Connor! We’re happy that our team could help make your home-buying process stress free. Enjoy your new home!
Made it as easy as possible. I love the online tasks. Jim and Beth Anne communicate very effectively and you always know where you are at in the process.
Reply from Jim Yarrington
June 9th, 2024 09:33 PM
I really appreciate the feedback and look forward to working with you again.
Jim made it a joy to do business with him. He consistently went the extra mile for us, which I really appreciate.
Reply from Jim Yarrington
June 5th, 2024 02:08 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Jim Yarrington has received a review with 5 star rating from Logan M
Reply from Owner
October 24th, 2024 12:00 AM
Thank you for the five stars, Logan!
Jim Yarrington has received a review with 5 star rating from L. M
Quick turn over
Reply from Jim Yarrington
June 3rd, 2024 06:11 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org