

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Phil always goes above and beyond to make things work for someone's particular situation. He's always quick to respond and available to answer whatever questions we have. He takes the stress out of closing on a property!
Reply from Owner
October 24th, 2025 12:00 AM
Thank you for the kind words! We’re happy to hear that your experience with Phil went so smoothly!
Excellent service and competitive rates, highly recommend.
Reply from Owner
October 24th, 2025 12:00 AM
Thank you for sharing your experience, Tim!
Tracy Geer is very knowledgable, responsive, reassuring, and personable. Her team was great too. Highly recommend!
Reply from Owner
October 24th, 2025 12:00 AM
Caitlin, thank you for the great review! We’re happy you had a great experience!
Jim was able to help me at every step in the home buying process and communicated well with us. He coordinated with each agent to ensure that we were all on the same page. Great experience and would recommend Jim and FSBM to anyone that wants...
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Jim was able to help me at every step in the home buying process and communicated well with us. He coordinated with each agent to ensure that we were all on the same page. Great experience!
Reply from Jim Yarrington
November 24th, 2024 04:10 PM
Luke, it was a delight to work with you and the family again. I enjoyed every step of the way with you on this journey. Enjoy the new home!!
Y
I just closed a loan with Phil Scaglia and had a great experience from beginning to end. He knows his craft well and has a great team to get a home loan closed from start to finish. Thanks!
Reply from Owner
October 24th, 2025 12:00 AM
Thank you for your positive feedback, Russell! Please let us know if we can be of service in the future!
Jim Yarrington has received a review with 5 star rating from Cory P
Reply from Owner
October 24th, 2025 12:00 AM
Thank you for reviewing us, Cory!
Jim Yarrington has received a review with 5 star rating from Matt F
Reply from Owner
October 24th, 2025 12:00 AM
We appreciate the five stars, Matt!
Amazing customer service. Highly recommend for all your loan servicing!
Reply from Owner
October 24th, 2025 12:00 AM
We appreciate your great review, Melissa!
Jim Yarrington has received a review with 4 star rating from Austin A
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org