Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Phil and the team we worked with were outstanding in communication and keeping us informed which made the home buying process less stressful. Would definitely recommend.
Reply from Owner
October 24th, 2025 12:00 AM
Jourden, thank you for the great review! We’re so happy you had a great experience with Phil and our home lending team!
Jim and his team were always easy to get a hold of, quick to respond, and clearly knows what they are doing. It was intimidating to buy our first home, but the process with them was so, so easy.
Reply from Owner
March 16th, 2025 06:03 PM
Jeremy,
Thank you for the kind words. We were glad to know that this was an easy endeavor for you!
Y
Jim made the mortgage process seamless! From filling out the application to signing closing documents Jim was there to walk us through it! He worked hard to get us the best rate possible that other lenders couldn't match, and also presented...
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Reply from Owner
March 16th, 2025 06:04 PM
Mackenzie,
Wow, thank you for the kind words. It was a pleasure to work with the two of you for your family home. I guess my '30 second' elevator speech came true when we found you lower rates than others!
Y
Jim was very informative and timely in communication. He made sure to present all options to us to make sure we could choose what would fit our situation the best. Jim was also very supportive and made sure to check in throughout the process....
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Reply from Jim Yarrington
February 10th, 2025 04:03 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Scott has great customer service, communication, and is so easy to work with. He and his team made the process for buying a house seamless!
Reply from Owner
October 24th, 2025 12:00 AM
Bonnie, we are glad that Scott was able to assist you! Thank you for choosing First State Bank Mortgage.
Jim awesome to work with. He is a true professional and knows his business really well. He stayed in constant communication with us ans up to date on the status of our loan.
Reply from Jim Yarrington
February 9th, 2025 03:20 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
jims team always does great
Reply from Jim Yarrington
February 6th, 2025 06:44 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
All around great service and very pleased with loan products delivered.
Reply from Jim Yarrington
February 6th, 2025 05:31 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
I had the pleasure to work with Jim on a number of my properties and investment in both Kansas and Florida. He is extremely knowledgable, professional, and hands down offers the best rates. We had such a fantastic experience he is now my #1...
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Reply from Owner
June 19th, 2025 12:06 PM
Lesley, it has been a great pleasure to work you with you over the years. Your clients are so lucky to have you as their Realtor. You are the best!
Y
We've worked with Jim a few different times and each time was a pleasant experience. Jim kept in touch daily and provided us with relevant updates and guided us through some challenging situations. Jim even provided us with alternative options,...
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Reply from Owner
June 19th, 2025 12:08 PM
Taran,
Thanks for the kind words. Yes, it was great to review your situation and find the best loan option for you!!!! BTW, How's the lower level remodel going?
Y
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org