

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Phil Scaglia, First State Bank, truly made buying a new home in Kansas City a quick and easy process. He and his team were easy to work with and efficient. I’d recommend him highly for anyone needing mortgage assistance in the area.
Reply from Owner
October 24th, 2025 12:00 AM
Thank you for taking the time to leave Phil and our team this thoughtful review! We appreciate your business, Paul!
Tracy was so easy to work with, very knowledgeable, and made the entire process so much easier than expected. We very much appreciated her calm professionalism.
Reply from Owner
October 24th, 2025 12:00 AM
Kathleen, thank you for the great review! We’re happy you had a positive experience with Tracy!
It was a smooth experience
Reply from Jim Yarrington
March 31st, 2025 08:13 PM
Miss Kaye, it was a pleasure to assist you in your home purchase. Both Cindy and I appreciate your trust. Please stay in touch!
Jim Yarrington has received a review with 5 star rating from C C
Reply from Owner
October 24th, 2025 12:00 AM
We appreciate your review!
Easy to work with, professional, very responsive and looking out for my best interest as a client.
Reply from Owner
October 24th, 2025 12:00 AM
We appreciate your review, John!
We had an excellent experience working with Phil! His team was incredibly easy to work with, provided quick and clear communication, and demonstrated great knowledge throughout the process. Everything went smoothly, and I felt well-supported...
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Reply from Owner
October 24th, 2025 12:00 AM
Thank you, Paige, for sharing your review! We enjoy hearing what our customers have to say and are glad everything went smoothly!
Jim is great! Very helpful, accessible, and transparent. He's great to work with and also had the best rate compared to the other lenders we checked with at the time. Highly recommend checking with him if you're shopping around for a mortgage....
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Reply from Owner
March 21st, 2025 12:02 PM
Katie, thank you. It was a fun transaction to help you with your home ownership!!
Jim was so helpful throughout the whole process! He always had time to take my call and explain things to me. I would absolutely recommend Jim!
Reply from Owner
March 19th, 2025 09:24 PM
Emily, thank you for the kind words. It was such a delight to help you with your house purchase and I am delighted that you are enjoying the new home!
Y
I have purchased many homes in my life but Kelly and her team exceeded all of my expectations. These folks were amazing to work with
Reply from Owner
October 24th, 2025 12:00 AM
James, we are proud you chose First State Bank Mortgage! Thank you for sharing your experience with Kelly and our lending team!
Jim provided us with several scenarios and in-depth options/overviews to really understand how this financial commitment woulf affect us. I could not recommend Jim enough to any potential homebuyer. It is very apparent that he cares for his...
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Reply from Jim Yarrington
March 22nd, 2025 02:48 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org