Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Best mortgage lender in Kansas City. You won't regret using them.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you so much for the kind words, Andy! We're thrilled to hear you had a great experience and consider us the best mortgage lender in Kansas City — that truly means a lot.
Jim and his team were great. They keep us informed of the entire process and answered all questions in a timely fashion.
Reply from Jim Yarrington
July 30th, 2025 02:05 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Great experience with Phil Scaglia who helped us obtain a loan with competitive rates in the middle of a time crunch ahead of closing. Would recommend Phil without reservation.
Reply from Owner
October 3rd, 2025 12:00 AM
Thanks so much, Steven! We’re glad Phil could help make the process smooth and timely. We appreciate your recommendation—congrats on your new home!
I have worked with Chris Laughlin @ First State Bank Mortgage on the last three houses that I have bought and he has been excellent to work with on all three. He is very knowledgeable and thorough. He takes the time to explain everything associated...
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Reply from Owner
October 3rd, 2025 12:00 AM
Eric, thank you so much for your kind words and continued trust! It means a great deal to know you've chosen to work with Chris and our team at First State Bank Mortgage on multiple home purchases. We’re thrilled to hear that his knowledge,...
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Jim Yarrington has received a review with 5 star rating from Kurt P
Reply from Owner
October 3rd, 2025 12:00 AM
Kurt, thank you so much for the great rating!
theough the process the emails guiding us with direction or the teams availability to answer our questions helped us tremendously .
Reply from Jim Yarrington
July 24th, 2025 02:03 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
We have known Barry for 26 years now, and every time we need help from him (buying, refinancing), he has been a rock star! He communicates with us via phone, text, and email, so there is always a way to get in touch with him. I was a bit nervous...
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Reply from Owner
October 3rd, 2025 12:00 AM
Becky, thank you for the incredible review! We’re so glad Barry and the team could make the process smooth—even from across the country. Your trust and long-time partnership mean so much to us. We’ll be here when you’re ready for that refinance!...
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We hadn’t purchased a house in over 25 years, so we were a bit rusty on the available financing options. Phil Scaglia explored several possibilities with us and was instrumental in helping us secure the perfect property—one that had taken us...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the wonderful review! We're so glad Phil and our team could guide you through the process and help you secure the perfect home. Your recommendation means a lot to us!
Phil was great - available late on a Friday evening or over the weekend. He was quick to provide responses via email or phone call, but also took the time to discuss different down payment’s options. Honestly, a very great experience and will...
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Reply from Owner
October 3rd, 2025 12:00 AM
We're thrilled to hear that Phil provided the level of service and availability you needed, even outside of regular hours. We truly appreciate your recommendation to family and friends—it means the world to us!
Jim Yarrington has received a review with 5 star rating from Jennifer S
Reply from Owner
October 3rd, 2025 12:00 AM
Jennifer, thank you for the great rating!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org