Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Jim Yarrington has received a review with 5 star rating from Richard E
Reply from Owner
April 3rd, 2026 12:00 AM
Thank you for the 5-star rating, Richard! We appreciate you choosing us.
Phil was incredibly responsive and kept me updated about my loan at every step of the process. He was also very patient when I hit some personal roadblocks. I would highly recommend him!
Reply from Owner
April 3rd, 2026 12:00 AM
Thank you, Melanie! We’re so glad Phil provided such responsive and supportive service throughout your loan process. We truly appreciate your recommendation!
Jim Yarrington has received a review with 5 star rating from Jessica K
Reply from Owner
April 3rd, 2026 12:00 AM
Thanks so much for the 5 stars, Jessica! We’re grateful for your support.
Jim and his associates knowledge of all aspects of the finance side of home purchasing made this whole process so seamless. We didn't experience a moment of concern or trepidation anywhere along the line. Jim and our realtor Cindy Diciani have...
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Reply from Jim Yarrington
March 23rd, 2026 05:57 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Jim Yarrington has received a review with 5 star rating from Kayla K
Reply from Owner
April 3rd, 2026 12:00 AM
Thank you, Kayla! We truly appreciate your 5-star rating.
Jim is meticulous from start to finish, ensuring every step of the process is as easy and efficient as possible. Whenever documents were needed, he communicated clearly and promptly to keep everything moving forward. He guided us through the...
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Reply from Jim Yarrington
March 18th, 2026 04:30 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Jim Yarrington has received a review with 5 star rating from Sara B
Reply from Owner
April 3rd, 2026 12:00 AM
Thank you for the 5-star rating, Sara! We appreciate your support and are grateful you chose First State Bank.
Jim Yarrington has received a review with 5 star rating from Logan A
Reply from Owner
April 3rd, 2026 12:00 AM
Thank you for the 5-star review, Logan! We truly appreciate your support and look forward to continuing to serve your banking needs.
Tracy was absolutely amazing throughout the entire process. She was available to answer my questions at any hour I called and made the home approval process seamless.I will certainly refer Tracy to any family members or friends in the future!...
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Reply from Owner
April 3rd, 2026 12:00 AM
Thank you for the wonderful review, Samantha! We’re so glad Tracy was able to make the process smooth and be there whenever you needed her. We truly appreciate your referrals and the opportunity to help with your home financing!
Very helpful in wrangling a VA loan.
Reply from Owner
April 3rd, 2026 12:00 AM
Thank you, Stefanie! We’re glad we could help make the VA loan process smooth for you. We appreciate your kind words and the opportunity to assist you!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org