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Jim Podratsky - VP, Branch Manager & Sr. Loan Officer | NMLS ID #312528 in Gainesville, VA

Jim Podratsky

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VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Sun
9 AM to 5 PM(Open now)
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • SFTP
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    Lief C
    Leesburg, VA
    Posted on March 31st, 2026 12:24 PM
    Jim and his team are exceptional and always deliver!
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    Jose A
    Warrenton, VA
    Posted on March 21st, 2026 01:10 PM
    Your knowledge and prompt attention to our questions .
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    Jose A
    Posted on March 21st, 2026 12:00 AM
    Very knowledgeable and quite prompt to answer our questions and teach us important details of the whole process. Stress free experience.
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    Carolyn P
    Midland, VA
    Posted on March 13th, 2026 12:13 PM
    jim always has time for his clients . In constant contact during the whole process
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    Emily K
    Charlotte, NC
    Posted on March 6th, 2026 01:20 PM
    Always a great experience working with Jim and his team!
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    Christian H
    Warrenton, VA
    Posted on February 26th, 2026 01:53 PM
    Fast, efficient and personable service. True professionals!
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    Lena D
    Lorton, VA
    Posted on February 19th, 2026 01:31 PM
    Very supportive and answered questions at any time. Grateful for all your help!
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    Suncha B
    Haymarket, VA
    Posted on January 20th, 2026 09:14 PM
    Than you to Jim & team for answering all my questions and concerns. Jim & team we're very responsive. Thank again for providing me the best customer experience. The Borras family
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    Suncha B
    Posted on January 20th, 2026 12:00 AM
    Jim & team provided great customer service. The team was always responsive to All my questions at any concerns that I had.
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    Carlos M
    Gainesville, VA
    Posted on December 28th, 2025 04:54 PM
    Expedited process with great communications at all stages!
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      May 8th, 2023 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #312528
    • Licensed in DE, FL, MD, NC, SC, VA, WV
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)