

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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Reviews from Web
Excellent communication and responsiveness, timely updates, very knowledgeable. Would recommend Jim and team to any friends and colleagues interested in home buying.
Reply from Jim Murphy
March 17th, 2026 06:13 PM
I appreciate your kind recommendation, Justin. It's good to know that you valued the communication and responsiveness throughout the process. Ensuring you're informed with timely updates and clear information is important to me. If you or anyone...
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Jim was so responsive, did a great job of explaining without being condescending, and made sure we were updated every step of the way
Reply from Jim Murphy
March 12th, 2026 02:02 AM
It’s rewarding to hear that you appreciated the responsiveness and clarity I provided throughout the process, Kathryn. Keeping you informed and comfortable at each step is always my goal. If there’s anything else you need or have questions...
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Jim and his team were very communicative and put my mind at ease while I went through the home buying process
Reply from Jim Murphy
March 11th, 2026 04:11 PM
I'm pleased to know that the communication from my team and I helped ease your mind during the home buying process, Trinh. Providing a supportive experience is something I strive for, and I'm glad it was beneficial to you. Should you have any...
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Jim and Connie were excellent!!! Very professional and helped with a quick close.
Reply from Jim Murphy
March 9th, 2026 01:18 AM
I'm grateful for your kind words, Davin. It's great to know that you found both Connie and me professional and that we could assist in achieving a quick close for you. If you have any other needs or questions in the future, please reach out...
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Prompt attention and helpful advice to start. Connie was also very pleasant to work with as she was also very service oriented.
Reply from Jim Murphy
March 4th, 2026 06:35 PM
I'm glad to hear you found the initial support and advice helpful, Devin. It's also wonderful to know that Connie's service met your expectations. If you have any further questions or need assistance, feel free to get in touch with me anytime....
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Jim was a huge help in the lending process. He was always available and willing to answer any question I had with the utmost professionalism.
Reply from Jim Murphy
February 26th, 2026 05:13 PM
Thank you for your review, Joseph. I'm pleased to hear that you felt supported throughout the lending process. Being available to answer your questions is an important part of my role, and I’m glad I could assist you with professionalism. If...
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Jim and the team are always ahead of the ball in timeliness and communication. The Best!!! Thank you!
Reply from Jim Murphy
February 26th, 2026 05:04 PM
I'm grateful for your feedback, Kimberlee. It's rewarding to hear that you found our communication and timeliness to meet your expectations. If you need anything else or have further questions, feel free to reach out.
Jim, Connie and the team are outstanding to work with - they kept us informed every step of the way and worked through a change in entity structure seamlessly without any delays to closing. I love working with this team and will gladly move...
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Reply from Jim Murphy
February 25th, 2026 11:03 PM
I really appreciate your kind words, Lacey. It’s great to know that you enjoyed working with Connie, my team, and me. I'm pleased we could assist you through the changes without any delays, and I look forward to supporting your residential...
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pretty seamless
Reply from Jim Murphy
February 23rd, 2026 09:46 PM
Thanks for sharing your thoughts, Melissa. I'm glad to hear that you found the experience pretty seamless. If you have any further questions or need help with anything else, feel free to get in touch. Your support is appreciated.
Jim is one of the best communicators I have ever met both professionally and personally. I wish everyone did their job with the same pride as passion as he did. We will be reccomending him to anyone we know looking to buy a house.
Reply from Jim Murphy
February 15th, 2026 10:58 PM
Thank you so much, Justin! Very fun to work with you and happy you enjoyed our communication style. Always here to help with any home financing needs. HELOC, Refi, 2nd home, investments properties we can help with all that. Again, thank you...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235