

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
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24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
He has an amazing team
Reply from Jim Murphy
December 11th, 2025 07:17 PM
It was great working with you! I really appreciate your business and positive feedback.
Great communication
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
Quick, efficient and on top of getting everything done!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Jim and his team are knowledgeable about the market and products that fit each client and current conditions, they are timely and responsive, and they deliver service that exceeds expectations. The experience with Jim and his team at Movement...
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Jim and team were available when we had questions and clearly communicated everything we needed to do along the way. Buying a home can be a difficult thing to navigate but I'm grateful we had knowledge and experience to help us through the...
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for your positive feedback! I’d love to work with you again in the future.
Quick turnaround on getting prequalified, which aloud us to put in a quick offer.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
It was great working with you! I really appreciate your business and positive feedback.
Jim was so thorough and thoughtful in his sit-downs with me , it made the refinancing process easy ans and stress free to have an expert in my corner who was advocating for me specifically!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
Always wonderful to work with Jim and his team
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Jim and his team offered excellent communications and support throughout this journe.
Jim Murphy and his entire team were phenomenal to work with! They made the entire process so easy and quick. Thank you Jim for all of your hard work and assistance. The best team out there!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235