Jim Fisher
Divisional Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
They took care of everything.
Great experience would use them again helped with everything that I needed.
Jim Fisher has received a review with 5 star rating from Tracy F
Mr. Jerry Heckman and his staff met every need in a very tight time constraint. I will be more than happy to refer Jerry to my friends and family. Thank you, Jerry. James Wilnau
Jim Fisher has received a review with 5 star rating from Chris F
Great to work with. Appreciate all the help.
Jim Fisher has received a review with 5 star rating from JoAnn T
Amerifirst mortgage is awesome! I worked with Jerry Heckman, the best customer service I could have ever asked for. Prompt return of all texts and phone calls, even after hours. Jerry went above and beyond and I greatly appreciate it. I closed...
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Jim Fisher has received a review with 5 star rating from Marie T
Jim Fisher has received a review with 5 star rating from Dawn M D
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341399
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.