

Jim Fisher
Divisional Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Jim Fisher has received a review with 5 star rating from Grace M
My experience with Amerfirst mortgage was world class. My mortgage officer, Debbie Johnston went above and beyond and exceeded every expectation I could have had. I have never experienced such a smooth process while buying a home. My wife and...
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Everyone that I delt with on the Amerifirst team were great to work with. Getting a mortgage can be stressful but with Amerifirst is was very smooth, the staff was always there when I called and they always answered any questions that I had...
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Jim Fisher has received a review with 5 star rating from Richard C
I worked closely with Heather Slater and she was absolutely wonderful. In fact the whole team that helped me went above and beyond!
After applying and receiving estimates from 2 other mortgage companies we applied to Amerifirst to get one last estimate on October 16. The next day Jim Fisher had our loan estimate prepared. Off the top their loan had the best interest rate...
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Amerifirst is the best! They were very kind and accommodating as well as informing and keeping us informed on our transaction.
Jerry and his team were absolutely wonderful through this entire process. Jerry was upfront with me and took time to explain all the specific details and very helpful to make this process as smooth as possible! I would definitely use them again...
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Jim Fisher has received a review with 5 star rating from William E
Contact was very knowledgeable, upfront and I would defiantly recommend them to anyone who is a FTHB or VA home loan user.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341399
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.