

Jim Fisher
Divisional Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jim Fisher has received a review with 5 star rating from Susan Y
Chance with Amerifirst made obtaining a home loan such a personable experience. He is very well-informed and I could tell he cares about his clients. I recommend Amerifirst for anyone who is looking to buy a home, second home or refinance.
Reply from Jim Fisher
October 25th, 2021 05:04 PM
Thank you so much for your kind words, Kai. We really appreciate you taking the time out to share your experience with us—and we agree, Chance is truly a gem to have on our team!
Jim Fisher has received a review with 5 star rating from Sydney C
The whole team worked very hard getting me through this process there were a lot of computer stuff I did not know how to do but they all were patient knowledgeable and were able to walk/talk me through it with of corse some help from my daughter...
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Reply from Jim Fisher
October 8th, 2021 04:32 PM
Thank you for taking the time to leave such a great review! We appreciate your business.
Very informative and worked with me. I was home with covid and they were very patient while I gathered my documents. Thank you again.
Reply from Jim Fisher
October 8th, 2021 04:52 PM
We are so grateful for your kind words. Thanks for sharing your review with us and the community!
Jim Fisher has received a review with 5 star rating from DJ S
20 out of 10 recommend!!!! Jan and her entire team were amazing to work with. They were able to walk me through step by step from beginning to end as this was my first time buying a house staying in constant communication and explaining everything...
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Reply from Jim Fisher
October 11th, 2021 01:26 PM
Thanks for the awesome review, Jamie! We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you. Come back and see us soon. Cheers!
I'm so glad I called you Tim when we were pricing mortgages. You and your team made it feasible for us to get our first home when after our talks with other banks we didn't think it could happen. Working with you was straight forward and all...
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Reply from Jim Fisher
September 24th, 2021 01:57 PM
Thank you for taking the time to leave such a great review! We appreciate your business, Bryce.
Thank you to Katie Warren and the Amerifirst team. My home buying journey has truly been a painless experience. I highly recommend your services to all family and friends.
I had a wonderful experience buying my first home with Amerifirst. The entire team was super helpful and always kept in contact throughout the process. 10/10, would recommend to a friend.
Reply from Jim Fisher
September 24th, 2021 01:57 PM
It was our pleasure and we feel honored to help you get your first home, Jessee!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341399
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.