Jim Fisher
Divisional Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Heather is amazing!! I couldn't have asked for a better team than Amerifirst!! I highly recommend this group. Heather went above and beyond to help me every step of the way. Thank you so much for all you do🙂
Reply from Jim Fisher
December 22nd, 2021 06:04 PM
Thank you for taking the time to leave such a great review! We appreciate your business, Dawn!
Jim Fisher has received a review with 3 star rating from Pedro L L C
Vanessa and her team were absolutely wonderful! Any question my husband or I had were quickly and promptly responded to and phone calls were returned in a timely manner. As new home buyers we had a lot of questions regarding every part of the...
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Reply from Jim Fisher
December 15th, 2021 06:00 PM
Thank you so much for your kind words, Megan. We really appreciate you taking the time out to share your experience with us—and we agree, Vanessa is truly a gem to have on our team!
Kati did a fantastic job. She was quick and answered all questions you couldn't ask for a better transaction.
Reply from Jim Fisher
December 6th, 2021 04:36 PM
Thank you for taking the time to leave such a great review! We appreciate your business, Marvin!
Working with Vanessa and team was a true pleasure. This was the easiest home purchase I have completed. I will definitely use them again!
Reply from Jim Fisher
December 6th, 2021 05:02 PM
Thanks for the great review and for choosing us! Congrats on your beautiful new home!
Susan I absolutely amazing. She was there with me through this journey and I am absolutely great full for her and her team. No matter what time of the day it was she was always there till the end (even on her vacation she made sure not to skip...
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Reply from Jim Fisher
November 30th, 2021 07:26 PM
Thank you so much for your kind words, Olga. We really appreciate you taking the time out to share your experience with us—and we agree, Susan is truly a gem to have on our team! Cheers!
Jim Fisher has received a review with 5 star rating from Jarem T
Excellent experience! They were helpful, knowledgeable & answered questions in a timely manner.
Reply from Jim Fisher
November 18th, 2021 01:46 PM
We are so grateful for your kind words, Mike. Thanks for sharing your review with us and the community!
Maria was simply amazing. As a Realtor I have many lenders that I have worked with over the years to choose from and I do believe I couldn’t have made a better choice than Maria and Amerifirst for the loan I needed. She is communicative, courteous,...
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Reply from Jim Fisher
November 10th, 2021 05:17 PM
Thank you so much for your kind words, Shelly. We really appreciate you taking the time out to share your experience with us—and we agree, Maria is truly a gem to have on our team!
Jim Fisher has received a review with 5 star rating from Denise B
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341399
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.