

Jim Belote
Senior Vice President | NMLS ID #254207

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The team was on the top of the game and pushing hard to get thing moving.The only thing that I kind of not like is the last minute verification of all documents after the underwriter put conditions on the loan.Over all a high five to Jim and...
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Reply from Jim Belote
December 3rd, 2025 04:52 PM
Thanks so much for your review, Halima! I'm delighted to hear that you felt my team and I were on top of our game. We always strive to keep the mortgage process moving as smoothly as possible for our clients. I understand that the last-minute...
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I worked with Jim Belote when financing my first home this past month. Jim was honest, explained things in terms you'll understand, and didn't try to push me into anything. It was clear he had my best interest in mind. Highly recommend him.
Reply from Jim Belote NMLS# 254207 Atlantic C...
June 30th, 2023 12:02 AM
Thank you so much!
Karen and Jim were amazing to work with
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm thrilled to hear that you had an amazing experience working with Karen and myself. It's always our goal at Tidewater Mortgage Services to provide top-notch service that earns us 5 stars! Thank you, James, for taking the time to share your...
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From start to finish Karen made us feel comfortable and made everything understandable. Thank you for all your hard work
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
Super helpful, great communication
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm absolutely thrilled to hear that you found our communication effective and helpful, Callie. Your feedback is greatly appreciated and it motivates us to continue offering the highest level of service. Thank you for choosing Tidewater Mortgage...
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The whole process went very smooth. Uploading documents to the site was also simple. Closing happened as scheduled.
Jim and his team were very personable and helpful.
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm really glad to hear that you had a smooth experience, Patrick. My team and I at Tidewater Mortgage Services strive to make the process as effortless as possible for our clients. We understand that uploading documents and closing can be...
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working with Kaen smith and Jim Belote was a huge delight. They guided me through the entire process. Karen Smith was just awesome. I do not think I could have gotten through all of this without her guidance and professional experience and...
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Reply from Jim Belote
December 3rd, 2025 04:52 PM
Norman,
Thank you for always trusting Karen and I to assist you with your financing needs. Its always a pleasure working with you.
Best wishes.
Made it very easy to complete the prop
I worked with Jim Belote and team to finance an investment property. They were extremely responsive and professional. Their service was top-notch, and allowed me to confidently project my lending costs and timelines in a number of different...
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The Jim Belote Team was a pleasure to work with very professional and fast. I actually got pre approved by my bank, but decided to go with Tidewater Mortgage instead because the excellent service I received. Great experience start to finish....
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Senior Vice PresidentNov 13th, 2025 - Current
Memberships
- Virginia Mortgage Bankers Association
- Hampton Roads Realtor Association
- Coastal Virginia Builders Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #254207
- Licensed in NC, VA
Hobbies
- Golf
- Fishing
- Boating
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)