

Jim Belote
Senior Vice President | NMLS ID #254207

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jim and Karen have been great with every interaction I’ve had with them. Friendly, courteous and professional
Reply from Jim Belote
December 3rd, 2025 04:52 PM
Thank you so much for the positive feedback, Tyler. It's always rewarding to hear that our approach to customer service is appreciated. Karen and I are thrilled to have been able to help you through the process. We always strive to provide...
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Jim and his team were great throughout the whole process. Friendly, great communication and overall a great experience.
Reply from Jim Belote
December 3rd, 2025 04:52 PM
Thank you so much for your positive feedback, Jessica. Your kind words about our team's friendliness and communication are highly appreciated. We are thrilled that you had a great experience with us at Tidewater Mortgage Services. We strive...
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The team from Tidewater was amazing during the whole process. Very close and clear communication and a very open channel to answer me any question and any time. I really appreciated the service and I recomende their service.
Reply from Jim Belote
December 3rd, 2025 04:52 PM
Thank you for giving us the opportunity to assist you with your financing needs. If you know anyone looking to purchase a home, please feel free to pass along my contact information. *****************
Can’t say anything negative about Jim. He communicated well, set expectations. Everything went smoothly. Thank you.
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm thrilled to hear such positive feedback, Laspeen! Your satisfaction is my top priority and I'm glad to know that the communication and process met your expectations. It was my pleasure to serve you. Don't hesitate to reach out if you need...
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Great communication! Friendly from the start to finish. Would highly recommend!
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm genuinely pleased to hear that you had a great experience, Rebecca. Communication is a vital aspect of the service we render at Tidewater Mortgage Services, and I'm glad it made your journey with us smooth. Your high recommendation means...
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prompt response
Reply from Jim Belote
December 3rd, 2025 04:52 PM
Thank you for taking the time to leave a review, Melissa. I'm glad to hear that you appreciated my prompt responses during our time working together. At Tidewater Mortgage Services, we value efficiency and clear communication, so it's rewarding...
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No surprises, efficient, friendly service
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm thrilled to hear that you had such a positive experience with Tidewater Mortgage Services, Tim. I always try to ensure that the process is efficient and straightforward for my clients, with no unwanted surprises. Thank you for the 5-star...
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I appreciated the responsiveness and professionalism from Jim and Karen.
Reply from Jim Belote
December 3rd, 2025 04:52 PM
I'm so glad to hear that you found our services to your satisfaction, Ian. It's always our goal to provide quick and professional services. Our team at Tidewater Mortgage Services, including Karen and myself, are here to ensure your experience...
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I appreciate all the help from Karen Smith. She was very friendly and responsive any time I had questions and needed help with the MATH! Lol
Reply from Jim Belote
December 3rd, 2025 04:52 PM
Sorry for the delayed response to your nice review you left for Karen and I. I'm so glad to hear that you had a positive experience with our team at Tidewater Mortgage Services, Carol! Karen is indeed an asset and I'll make sure to pass on...
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Very helpful and personable, easy to get in to touch with
Reply from Jim Belote
December 3rd, 2025 04:52 PM
Thank you for the excellent rating and positive review, Reagan. I'm glad to hear that you found our services at Tidewater Mortgage Services helpful and personable. It's important to us that we are easily accessible to our valued clients like...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Senior Vice PresidentNov 13th, 2025 - Current
Memberships
- Virginia Mortgage Bankers Association
- Hampton Roads Realtor Association
- Coastal Virginia Builders Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #254207
- Licensed in NC, VA
Hobbies
- Golf
- Fishing
- Boating
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)