

Jim Belote
Senior Vice President | NMLS ID #254207

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Karen Smith was very helpful and hands on through out our process. She went above and beyond to explain everything we wanted to know. We we extremely confident in her ability and will recommend her to all our friends looking for mortgage products....
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Employees were always friendly and knowledgeable. They made the entire process easy and I always felt like it was in great hands.
Karen Smith was awesome!! She ensured our house purchase went smoothly and kept us updated on everything. Best mortgage broker in Hampton Roads!! Would definitely be doing business with Tidewater Mortgage in the future! Thank you!
Jim and Karen were great helping us navigate our first home loan. They made themselves available throughout the entire process for any help we needed. Karen went above and beyond in making sure all my questions were answered and that everything...
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They company went beyond what I expected working on the weekend and answer my questions at all hours. Which is nice when you are doing shift work.
Jim and Karen went above and beyond to help me obtain a loan for purchasing a home. They worked at all hours and I never had one question unanswered.
Jim and his team made the home buying experience easy and guided me through the entire process! Would absolutely recommend to friends and family.
Personal Attention
Great communication and everyone I worked with made the process as stress free as possible.
Karen Smith and Janet Moore’s communication and professionalism was first class. Thanks to the entire Tidewater staff that helped get my purchase completed on time.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Senior Vice PresidentNov 13th, 2025 - Current
Memberships
- Virginia Mortgage Bankers Association
- Hampton Roads Realtor Association
- Coastal Virginia Builders Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #254207
- Licensed in NC, VA
Hobbies
- Golf
- Fishing
- Boating
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)