

Jim Luxem at Prosperity Home Mortgage - Chica...
Mortgage Consultant

Jim Luxem, a Mortgage Consultant with Prosperity Home Mortgage, provides unrivaled guidance and support to help Chicagoland residents realize their homeownership dreams. With a wide range of loan options, including residential, conventional... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Jim is easy work with and always delivers in a timely manner.
Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
Thank you, Ariel! You and your family have been excellent clients and I always appreciate the opportunity to work with you. I always strive for exceptional service to all my clients. I am thankful to hear your positive feedback! Thank you!...
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Jim Luxem at Prosperity Home Mortgage - Chicago has received a review with 5 star rating from Janie A
Reply from Owner
May 15th, 2025 06:11 PM
I'm thrilled to know that you had a positive experience with Prosperity Home Mortgage! It was a pleasure working with you. If you have any further questions or need assistance, please feel free to reach out. Thank you for the excellent rating!...
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Jim was incredibly helpful. As a first time home buyer, Jim went through each step fo the process and explained everything until I understood it. He was also very responsive to my emails and texts. Jim was a pleasure to work with and will absolutely...
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Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
I'm thrilled to hear that your experience as a first-time homebuyer was positive and that I could help make the process understandable and smooth for you. Thank you for your kind words and for offering to refer me to others. It was a pleasure...
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Jim was great to work with, very responsive and addressed my questions promptly
Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
I'm glad to hear that you found my assistance helpful and that your questions were addressed promptly. It was a pleasure working with you! I really appreciate your feedback. I am always willing to help with any future home financing needs!
Jim was incredibly responsive, organized, and makes himself available quickly for all clients.
Jim is very knowledgeable, and tells me what can and can’t be done in a timely manner which avoids stress down the line. He is very communicative with our mutual clients and advises them well.
Jim was awesome - super responsive, helpful, clear and friendly. He comes with an amazing team of colleagues and professionals. We loved working with him every step of the complicated mortgage way. (This is a real human writing this review,...
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Reply from Owner
June 20th, 2024 05:51 PM
Aaron, thank you for the fantastic review! I hope you and your family are enjoying your new home. I'm thrilled to hear that you had a positive experience with us at Prosperity Home Mortgage. It's always my goal to be responsive and clear, ensuring...
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Jim was excellent when communicating the different options I had and helped chase down issues when others were non responsive.
Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
Clay, I truly appreciate your positivefeedback. I hope you are enjoying your new home! I strive to make sure all myclients understand their options and get the responses they need on time. Yourfeedback shows me that I am on the right track....
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You were responsive, helpful and gave us the information when we needed it. You walked is through all the steps and were patient along the way!
Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
Aaron, thank you for the great review! My priority is to ensure all my clients are well-informed and comfortable throughout the entire process, and it sounds like I am on the right track!. If you ever need for assistance in the future with...
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Jim and his team were an absolute pleasure to work with, going above and beyond to communicate with us promptly and clearly at every step, and also patiently explaining things to us as needed (we were first-time homebuyers). We are so grateful...
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Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
Hi Julie, thank you for the fantastic review and rating! I'm really glad to hear that you are loving your new home! You were stellar clients to work with and I am thankful you had such a great experience. If you need anything else in the future,...
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About
Jim Luxem, a Mortgage Consultant with Prosperity Home Mortgage, provides unrivaled guidance and support to help Chicagoland residents realize their homeownership dreams. With a wide range of loan options, including residential, conventional, FHA, jumbo, VA, Non-QM, investment, DSCR, and refinancing, Jim ensures that each client receives customized solutions tailored to their unique financial situations. From initial consultations to loan closings, he fosters clear communication at every stage, offering expert advice to navigate the often-complex home buying process with confidence. His commitment to excellence has earned him a well-deserved 5-Star rating, making Jim Luxem the go-to expert for your real estate financing needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Mortgage
Preapproval
Conventional loans
FHA loans
VA loans
Refinancing
Jumbo loans
Investment Properties
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Positions
- Prosperity Home Mortgage, LLC - Senior Mortgage ConsultantApr 19th, 2021 - Current
Memberships
- NMLS
- Chicago Association of Realtors
- Unusual Whales Investment Group
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 2004524
Gallery



Awards
Top Originator of ...
Achievements
- Servicing Mortgage Clients since 2019
Hobbies
- Sports
- Craftmanship
- Cars
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.