

Jim Luxem at Prosperity Home Mortgage - Chica...
Mortgage Consultant

Jim Luxem, a Mortgage Consultant with Prosperity Home Mortgage, provides unrivaled guidance and support to help Chicagoland residents realize their homeownership dreams. With a wide range of loan options, including residential, conventional... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Jim knew we were first time home buyers and treated us with care and respect throughout the entire process. He spoke with us professionally while also still explaining things simply when they were beyond our scope. Would definitley recommend!...
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Reply from Jim Luxem at Prosperity Home Mortga...
August 25th, 2025 05:43 PM
Thank you, Jen, for sharing your experience! I'm delighted to hear that you felt well-supported as first-time homebuyers. It's important to me that all my clients feel respected and informed at every step. If you have any future questions or...
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As a first time homebuyer in a rush to find my dream hone, Jim was referred to me by my realtor. I am so glad I worked with him! Jim provided exceptional service and unwavering support throughout the entire process. His expertise in the mortgage...
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Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
Thank you, Jayne! What a glowing review! My goal is to make sure my clients feel informed and comfortable throughout the process, especially for first-time homebuyers like you. I am glad I could provide you with guidance and assist you with...
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I've worked with Jim before and will continue to work with him. He keeps me updated and goes above and beyond.
Reply from Jim Luxem
September 10th, 2026 05:00 PM
Frank, I'm grateful for your continued trust in me. It's nice to know that you value the updates and efforts I provide. If there's anything more I can do for you, please let me know.
From start to finish this was the easiest purchase I have ever had.
Reply from Owner
June 15th, 2026 02:45 PM
Carrie, I'm glad to hear that your purchase process was easy from start to finish. Thank you for sharing your positive experience. If you need any further assistance, please feel free to reach out.
Jim made this very easy
Reply from Jim Luxem
June 15th, 2026 08:52 PM
Carolyn, I'm pleased to hear that I could make the process easy for you. Thank you for sharing your experience. If you have any further questions or need assistance, please feel free to reach out.
Working with Jim is a great experience from start to finish. He is knowledgeable, responsive, and always available to answer questions throughout the entire process! He made everything clear and easy to understand, kept us informed every step...
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Reply from Jim Luxem at Prosperity Home Mortga...
June 4th, 2026 03:20 AM
Thank you so much for the kind words, Railene! It is always a pleasure working with you. I truly appreciate the trust you place in me and value how much care and attention you bring to every client you work with. You always keep your clients’...
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Our entire process with this company was horrible. the only helpful person was Jim. it was extremely cold and invasive along with totally unorganized. doesn't seem like anyone at this company knows how to collaborate, communicate, or complete...
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Jim is a true professional. It is a pleasure to do business with him.
Reply from Owner
April 21st, 2026 01:04 PM
Cesar, I appreciate your kind words. I'm glad to hear that you had a positive experience working with me. If you ever need further assistance, feel free to reach out.
Jim's communication and advice are top notch!
Reply from Jim Luxem
April 20th, 2026 05:55 PM
Cesar, thank you for your kind words. I'm glad to hear that my communication and advice met your expectations during the refinance process. If you have any further questions or need assistance, please don't hesitate to reach out.
Jim was on top of everything, made the process very easy!
Reply from Jim Luxem
April 2nd, 2026 04:50 PM
Diana, I appreciate your feedback. I'm glad to know that the process was smooth for you and that you felt supported throughout. If there's anything else I can assist you with, please feel free to reach out. Thank you for your trust!
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About
Jim Luxem, a Mortgage Consultant with Prosperity Home Mortgage, provides unrivaled guidance and support to help Chicagoland residents realize their homeownership dreams. With a wide range of loan options, including residential, conventional, FHA, jumbo, VA, Non-QM, investment, DSCR, and refinancing, Jim ensures that each client receives customized solutions tailored to their unique financial situations. From initial consultations to loan closings, he fosters clear communication at every stage, offering expert advice to navigate the often-complex home buying process with confidence. His commitment to excellence has earned him a well-deserved 5-Star rating, making Jim Luxem the go-to expert for your real estate financing needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Mortgage
Preapproval
Conventional loans
FHA loans
VA loans
Refinancing
Jumbo loans
Investment Properties
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Positions
- Prosperity Home Mortgage, LLC - Senior Mortgage ConsultantApr 19th, 2021 - Current
Memberships
- NMLS
- Chicago Association of Realtors
- Unusual Whales Investment Group
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 2004524
Gallery



Awards
Top Originator of ...
Achievements
- Servicing Mortgage Clients since 2019
Hobbies
- Sports
- Craftmanship
- Cars
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.